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1. Security: Details of any collateral or security provided for the debt - include when the debt is secured by assets

2. Acceleration Clause: Provision allowing the creditor to demand full payment upon default - include for larger debts or higher-risk situations

3. Dispute Resolution: Process for resolving any disagreements - include for larger debts or complex repayment arrangements

4. Assignment: Terms regarding whether the agreement can be assigned to other parties - include when there's possibility of debt sale or transfer

5. Insurance Requirements: Any required insurance on collateral or life insurance - include when there's security or high-value debts

6. Release of Claims: Mutual release of claims related to the original debt - include when settling disputed debts

7. Representations and Warranties: Statements about the parties' authority and capacity - include for business or complex arrangements

1. Payment Schedule: Detailed breakdown of payment dates, amounts, and running balance

2. Original Debt Documentation: Copies of original loan agreements or documentation of the debt

3. Security Registration: Details of any security registrations or liens if applicable

4. Asset Schedule: List and description of any assets provided as security

5. Statement of Account: Current detailed statement showing principal, interest, and other charges