��������Ƶ

Employment Rights Act 1996: Primary UK legislation governing employment rights, setting out the fundamental framework for employment relationships and worker protections

Equality Act 2010: Legislation ensuring non-discrimination in employment and protecting workers from unfair treatment based on protected characteristics

Data Protection Act 2018 and UK GDPR: Regulations governing how personal and employment data must be handled, processed, and protected

Financial Services and Markets Act 2000: Key legislation regulating financial services and markets in the UK, including mortgage-related activities

Mortgage Conduct of Business Rules (MCOB): FCA rules specifically governing how mortgage business should be conducted, including requirements for employment verification

FCA Guidelines: Regulatory guidelines from the Financial Conduct Authority relating to mortgage applications and employment verification

Fraud Act 2006: Legislation dealing with fraud and dishonesty, relevant for ensuring truthful employment declarations in mortgage applications

Proceeds of Crime Act 2002: Legislation addressing money laundering and proceeds of crime, relevant for mortgage application verification

Money Laundering Regulations 2017: Specific regulations requiring due diligence and verification of information in financial transactions including mortgages

Council of Mortgage Lenders Guidelines: Industry standards and best practices for mortgage lending, including requirements for employment verification letters

UK Finance Requirements: Standards set by the primary UK banking and finance trade association for mortgage documentation and verification