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Employment Rights Act 1996: Primary legislation governing employment relationships, ensuring loan arrangements don't compromise employment rights and protecting against unfair treatment if loan is refused

Consumer Credit Act 1974: Regulates consumer credit arrangements including workplace loans, setting requirements for credit agreements and providing borrower protections

Financial Services and Markets Act 2000: Regulates financial arrangements and ensures workplace loans don't constitute unauthorized lending

Data Protection Act 2018 & UK GDPR: Ensures protection of personal financial information and maintains confidentiality of loan requests

Equality Act 2010: Ensures loan requests are handled without discrimination and guarantees fair treatment in decision-making process

Income Tax Act 2007: Covers tax implications of workplace loans and benefit in kind considerations for interest-free or low-interest loans

National Minimum Wage Act 1998: Ensures loan repayment arrangements don't reduce earnings below minimum wage requirements

FCA Guidelines: Provides best practices for lending and establishes consumer protection requirements in financial arrangements