UK GDPR: UK General Data Protection Regulation - Governs how personal data must be handled, processed, and protected in collection activities
Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR to regulate personal data processing
PECR: Privacy and Electronic Communications Regulations - Covers electronic communications, including rules for electronic marketing and communications
Financial Services and Markets Act 2000: Primary legislation for financial services regulation in the UK, establishing regulatory framework
Payment Services Regulations 2017: Regulates payment services, including payment processing and collection methods
Consumer Credit Act 1974: Regulates consumer credit agreements and related collections, protecting consumer rights in credit transactions
Contracts (Rights of Third Parties) Act 1999: Governs how third parties may be given rights in contracts, relevant for collection authorization
Electronic Communications Act 2000: Provides legal framework for electronic signatures and electronic form of documents
Consumer Rights Act 2015: Consolidates consumer protection law, ensuring fairness in consumer contracts and business practices
Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices, including misleading actions or aggressive practices in collections
Unfair Contract Terms Act 1977: Controls unfair terms in contracts, ensuring balance and fairness in contractual relationships
FCA Handbook: Financial Conduct Authority's rules and guidance, particularly CONC (Consumer Credit sourcebook) for debt collection
Taking Control of Goods Regulations 2013: Regulates enforcement agent (bailiff) behavior and procedures in collecting debts
Tribunals, Courts and Enforcement Act 2007: Provides framework for debt enforcement and collection procedures through courts
Money Laundering Regulations 2017: Sets requirements for preventing money laundering in financial transactions and collections
Proceeds of Crime Act 2002: Covers money laundering prevention and dealing with proceeds of crime in financial transactions
Common Law Agency Principles: Legal principles governing relationship between principals and agents in collection activities
