Document background
The Cheque Return Authority Letter is commonly used when an account holder needs to establish formal instructions for their bank regarding the return of cheques. This document becomes necessary in various situations, such as when an account is being closed, when payment has been stopped on specific cheques, or when there are changes in payment arrangements. Under English and Welsh law, this letter provides legal protection for both the bank and the account holder, ensuring clear communication of instructions and compliance with banking regulations. The letter typically includes account details, specific instructions for cheque returns, and the duration of the authority.
