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Law of Agency: Common law principles governing agency relationships, including actual, implied, and apparent authority. Essential for establishing the legal basis of payment collection on behalf of another party.

Contracts (Rights of Third Parties) Act 1999: Legislation governing how contracts can confer rights on third parties and the enforcement of contractual terms by persons who are not party to the contract.

Payment Services Regulations 2017: Regulations governing payment services in the UK, including requirements for payment handling, authorization, and execution of payment transactions.

Electronic Money Regulations 2011: Regulations concerning electronic money institutions and the handling of electronic payments in the UK financial system.

Financial Services and Markets Act 2000: Primary legislation for financial services regulation in the UK, including requirements for authorization and regulation of financial activities.

UK General Data Protection Regulation: Post-Brexit data protection legislation ensuring proper handling and protection of personal data in the UK, including financial information.

Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR to regulate the processing of personal data.

Money Laundering Regulations 2017: Regulations aimed at preventing money laundering and terrorist financing, including requirements for identity verification and transaction monitoring.

Consumer Rights Act 2015: Legislation protecting consumer rights in the UK, relevant when the authorization involves consumer transactions.

Consumer Protection from Unfair Trading Regulations 2008: Regulations protecting consumers from unfair commercial practices, ensuring transparency and fairness in business-to-consumer transactions.