The Car Sale Contract With Payments is a crucial legal instrument used in Belgium for vehicle transactions involving installment payments or financing arrangements. This document is essential when the full purchase price isn't paid upfront, requiring detailed payment terms and security provisions. It must comply with Belgian Civil Code requirements, consumer protection regulations, and specific automotive legislation. The contract is commonly used by both private sellers and dealerships, incorporating mandatory consumer credit provisions, vehicle transfer requirements, and warranty terms under Belgian law. It provides a structured framework for protecting all parties' interests throughout the payment period while ensuring regulatory compliance with both federal and regional Belgian requirements.
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1. Parties: Identification of the seller and buyer with full legal names, addresses, and identification numbers
2. Background: Context of the sale and confirmation that the seller owns the vehicle
3. Definitions: Defines key terms used throughout the agreement
4. Vehicle Description: Detailed description of the vehicle including make, model, year, VIN, mileage, and condition
5. Purchase Price and Payment Terms: Total price, payment schedule, installment amounts, and payment methods
6. Interest and Late Payment: Interest rates, late payment penalties, and consequences of default
7. Transfer of Ownership: Conditions and timing of ownership transfer, registration requirements
8. Seller's Representations: Warranties about vehicle condition, ownership, and absence of liens
9. Buyer's Acknowledgments: Confirmation of vehicle inspection and acceptance of condition
10. Insurance Requirements: Mandatory insurance requirements during the payment period
11. Default and Remedies: Actions in case of payment default or breach of contract
12. Governing Law: Confirmation of Belgian law application and jurisdiction
13. Signatures: Execution blocks for all parties
1. Trade-In Details: Used when the buyer is trading in another vehicle as part of the purchase
2. Security Interest: Required when the seller maintains a lien on the vehicle until full payment
3. Third-Party Financing: Include when a bank or financial institution is providing financing
4. Extended Warranty: Details of any extended warranty purchased with the vehicle
5. Condition Report Acknowledgment: For used vehicles with specific known issues or repairs needed
6. Co-Signer Provisions: When a guarantor or co-signer is involved in the purchase
7. Cross-Border Provisions: For sales involving buyers from other EU countries
1. Schedule A - Vehicle Condition Report: Detailed inspection report of the vehicle's condition at time of sale
2. Schedule B - Payment Schedule: Detailed breakdown of all payments, due dates, and amounts
3. Schedule C - Vehicle Documentation: Copies of registration, technical inspection, and maintenance records
4. Schedule D - Insurance Requirements: Specific insurance coverage requirements during the payment period
5. Appendix 1 - Vehicle Photos: Dated photographs documenting the vehicle's condition at sale
6. Appendix 2 - Warranty Terms: Detailed warranty terms and conditions
7. Appendix 3 - Required Disclosures: Mandatory disclosures under Belgian consumer protection laws
Relevant legal definitions
Clauses
Relevant Industries
Automotive
Financial Services
Insurance
Retail
Consumer Goods
Transportation
Legal Services
Relevant Teams
Legal
Finance
Sales
Compliance
Risk Management
Customer Service
Documentation
Operations
Credit Administration
Relevant Roles
Sales Manager
Finance Manager
Legal Counsel
Compliance Officer
Automotive Finance Specialist
Contract Administrator
Business Development Manager
Risk Manager
Credit Analyst
Customer Service Representative
Dealership Manager
Documentation Specialist
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