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1. Co-borrower Provisions: Additional terms when there are multiple borrowers - used when more than one person is taking the loan

2. Insurance Requirements: Detailed insurance obligations - used when specific insurance requirements exceed standard provisions

3. Property Development Terms: Additional terms for properties under development - used for vacant land or properties requiring construction

4. Early Repayment Terms: Provisions for early loan settlement - used when allowing special early repayment conditions

5. Third-Party Guarantees: Terms relating to guarantors - used when the loan includes personal or corporate guarantees

6. Variable Rate Provisions: Detailed terms for variable interest rates - used when not using fixed interest rates

7. Occupancy Requirements: Terms regarding property occupation - used for primary residence requirements

1. Schedule A - Property Description: Detailed legal description of the property including boundaries and servitudes

2. Schedule B - Payment Schedule: Amortization table showing payment dates, amounts, and interest calculations

3. Schedule C - Insurance Requirements: Detailed specifications for required insurance coverage

4. Schedule D - Special Conditions: Any special terms or conditions specific to this mortgage agreement

5. Appendix 1 - Required Documents: List of documents required for the mortgage, including title deeds and insurance certificates

6. Appendix 2 - Property Valuation: Professional valuation report or summary of the mortgaged property

7. Appendix 3 - Costs and Fees: Breakdown of all costs, fees, and charges associated with the mortgage