The Uninsured Contractor Waiver is essential when businesses or property owners need to engage contractors who do not maintain their own insurance coverage. This document, compliant with U.S. federal and state regulations, provides protection for the hiring entity while clearly establishing the contractor's assumption of risk. It should be used before any work begins and includes specific provisions about liability, risk management, and compliance with local contractor regulations. The waiver is particularly important in situations where standard insurance requirements cannot be met but services are still needed.
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1. Parties: Identification of the contractor and the hiring entity
2. Background: Context of the relationship and reason for the waiver
3. Definitions: Key terms used throughout the document
4. Acknowledgment of Uninsured Status: Contractor's confirmation of lack of insurance coverage
5. Assumption of Risk: Contractor's acceptance of all risks associated with the work
6. Release of Liability: Waiver of claims against the hiring entity
7. Governing Law: Applicable jurisdiction and controlling law
1. Specific Project Details: Description of specific work to be performed - use when the waiver applies to a specific project rather than ongoing work
2. Term and Termination: Duration of the waiver and termination conditions - use for long-term or recurring work relationships
3. Subcontractor Provisions: Requirements for any subcontractors - use when subcontractors may be involved in the work
1. Schedule A - Scope of Work: Detailed description of work to be performed
2. Schedule B - Safety Requirements: Specific safety protocols and requirements
3. Appendix 1 - State-Specific Declarations: Additional declarations required by state law
Relevant legal definitions
Clauses
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