Bank Secrecy Act (BSA): Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering and other financial crimes
Federal Reserve Regulation E: Regulations governing electronic fund transfers and establishing consumer rights related to electronic banking services
Gramm-Leach-Bliley Act (GLBA): Federal law that requires financial institutions to explain their information-sharing practices and protect sensitive customer data
USA PATRIOT Act: Legislation requiring banks to verify customer identity and maintain records for regulatory compliance and anti-terrorism measures
Fair Credit Reporting Act (FCRA): Federal law governing the collection, dissemination, and use of consumer credit information
Privacy Act of 1974: Federal law establishing a code of fair information practices governing the collection, maintenance, use, and dissemination of personal information
State Banking Regulations: State-specific laws and regulations governing banking operations and customer relationships within individual states
State Privacy Laws: State-specific regulations governing the protection and handling of personal information by financial institutions
State Power of Attorney Rules: State-specific regulations governing the creation, scope, and enforcement of power of attorney arrangements
CFPB Regulations: Consumer Financial Protection Bureau rules designed to protect consumers in their dealings with financial institutions
Dodd-Frank Act: Comprehensive financial reform legislation including consumer protection measures and banking industry regulations
Uniform Commercial Code: Standardized set of business laws regulating financial contracts and transactions, including banking operations
