Fair Housing Act: Federal law that prohibits discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability
Truth in Lending Act (TILA): Federal regulation requiring lenders to provide standardized disclosures about credit terms and costs
Real Estate Settlement Procedures Act (RESPA): Federal law that regulates real estate settlement processes and requires specific disclosures related to the mortgage and real estate settlement process
Interstate Land Sales Full Disclosure Act: Federal law designed to protect consumers from fraudulent practices in the sale of undeveloped land
Lead-Based Paint Hazard Reduction Act: Federal law requiring disclosure of known lead-based paint and lead-based paint hazards in property built before 1978
State Property Laws: State-specific laws governing real property rights, transfers, and obligations
State Contract Laws: State-specific laws governing formation and enforcement of contracts, including real estate contracts
State Real Estate Licensing Laws: State-specific regulations governing real estate professional licensing and conduct
State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts
State Recording Requirements: State-specific rules for recording real estate documents and transfers with appropriate government offices
State Environmental Laws: State-specific environmental regulations affecting real estate transactions and property use
Local Zoning Laws: Municipal regulations governing property use, development, and restrictions
Municipal Building Codes: Local regulations setting standards for building construction, maintenance, and safety
Local Property Transfer Requirements: City or county-specific requirements for transferring property ownership
Local Tax Regulations: Municipal and county tax rules affecting property transfers and ongoing property ownership
State-specific Real Estate Forms: Standardized forms required or recommended by state real estate associations or authorities
Natural Hazards Disclosure Requirements: Mandatory disclosures about potential natural hazards affecting the property
HOA Regulations: Rules and requirements set by Homeowners Associations affecting property use and transfer, if applicable
Historical Property Regulations: Special rules and restrictions governing historically designated properties, if applicable
Coastal/Wetland Regulations: Special requirements for properties in coastal zones or wetland areas, if applicable
