A Private Loan Agreement serves as the foundational document for personal lending transactions in the United States. This agreement is essential when individuals, families, or private entities engage in lending activities outside traditional banking channels. The document includes crucial elements such as loan amount, interest rates (compliant with state usury laws), repayment terms, default provisions, and any security arrangements. Private Loan Agreements must comply with federal regulations like the Truth in Lending Act and state-specific lending laws, making them legally enforceable while protecting both lender and borrower interests.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identifies and defines the Lender and Borrower with full legal names and addresses
2. Background: States the context and purpose of the loan agreement
3. Definitions: Defines key terms used throughout the agreement
4. Loan Amount and Purpose: Specifies the principal amount and intended use of the loan
5. Interest Rate: States the applicable interest rate and calculation method
6. Repayment Terms: Details payment schedule, amounts, and methods
7. Default Provisions: Defines events of default and consequences
8. Representations and Warranties: Statements of fact by both parties
9. Governing Law: Specifies jurisdiction and applicable law
1. Security/Collateral: Details of any assets securing the loan - include when loan is secured by assets
2. Guarantees: Terms of any third-party guarantees - include when a guarantor is involved
3. Insurance Requirements: Required insurance coverage - include when specific insurance is required
4. Prepayment Terms: Conditions for early repayment - include when early repayment is allowed
1. Payment Schedule: Detailed amortization table showing payment dates and amounts
2. Collateral Description: Detailed description of security/collateral if applicable
3. Guarantor Information: Details of guarantors if applicable
4. Disclosure Statement: Required legal disclosures under applicable laws
Relevant legal definitions
Clauses
Relevant Industries
Relevant Teams
Relevant Roles
Find the exact document you need
Agreement Letter Between Company And Employee
A U.S.-compliant formal agreement establishing employment terms and conditions between an employer and employee.
Download
Contract Letter Between Two Parties
A legally binding agreement in letter format that establishes contractual relationships between two parties under U.S. law.
Download
Agreement For Work To Be Performed
A U.S. legal contract defining terms and conditions for specific work or services to be provided, including scope, payment, and deliverables.
Download
Enforceable Contract
U.S.-compliant enforceable contract template incorporating all essential elements required under federal and state law.
Download
White Label Software License
A U.S.-governed agreement allowing companies to license and rebrand software products under their own name.
Download
Electronic Confidentiality Agreement
A U.S.-compliant agreement protecting confidential information shared electronically between parties, incorporating federal electronic signature and trade secret laws.
Download
Basic Contract
A standard U.S.-compliant contract template establishing fundamental terms and conditions between parties, suitable for various business relationships.
Download
Prenuptial Agreement
A U.S. legally binding contract executed before marriage that establishes property and financial rights of spouses in case of divorce or death.
Download
Agreement Letter Between Two People
A legally binding agreement letter used in the U.S. to document mutual understanding and obligations between two individuals, following American contract law principles.
Download
Home Contract Agreement
A legally binding agreement under U.S. federal and state laws that documents the terms and conditions for the purchase and sale of residential property.
Download
Statement Of Agreement
A U.S.-compliant formal document that outlines agreed terms between parties, serving as a legally binding agreement while being more streamlined than a full contract.
Download
Agreement Between Principal Employer And Contractor
A U.S.-governed contract defining the relationship and terms between a principal employer and independent contractor.
Download
Business Percentage Agreement
A U.S.-governed agreement establishing percentage-based revenue or profit sharing terms between business parties.
Download
Rent In Exchange For Services Agreement
A U.S. legal agreement establishing terms for rent-free accommodation in exchange for specified services provided to the property owner.
Download
Catering Contract
A U.S.-governed agreement between caterers and clients for professional food service provision, covering service terms, pricing, and regulatory compliance.
Download
White Label Software License Agreement
A US-governed agreement allowing companies to license and rebrand software products under their own brand name.
Download
Business Cooperation Agreement
A US law-governed agreement establishing terms and conditions for business collaboration between multiple parties, defining rights, obligations, and operational framework.
Download
Terms Of Business Agreement
A US law-governed agreement establishing core terms and conditions for business-to-business service provision.
Download
Online Lease Agreement
A U.S.-compliant digital rental contract establishing terms between landlord and tenant for residential property use.
Download
Business Contract
A U.S.-governed Business Contract establishing terms and conditions for commercial relationships between business entities.
Download
Yearly Contract Agreement
A US-governed agreement establishing terms and conditions for a twelve-month contractual relationship between parties.
Download
Working Partner Agreement
A U.S. legal agreement defining the terms and conditions of a working partner's involvement in a business, including ownership rights and operational responsibilities.
Download
Work For Hire Contract
A U.S.-governed agreement establishing ownership rights of commissioned work under the work-for-hire doctrine.
Download
Work For Hire Agreement
A U.S.-governed agreement establishing ownership rights and terms for work created by a contractor for a hiring party, under copyright law.
Download
Work Contract Agreement
A legally binding employment agreement that establishes work terms and conditions between employer and employee, compliant with U.S. federal and state employment laws.
Download
Work Contract
A legally binding employment agreement that establishes terms and conditions of employment under U.S. federal and state laws.
Download
Work Agreement
A U.S.-compliant agreement establishing employment terms between employer and employee.
Download
Wholesaling Houses Contracts
A U.S. legal agreement enabling the transfer of property purchase rights from a wholesaler to an end buyer, subject to federal and state real estate regulations.
Download
White Label Agreement
A U.S.-governed agreement enabling one company to rebrand and sell another company's products or services under their own brand name.
Download
Website Development Agreement
A U.S.-compliant legal agreement between a website developer and client establishing terms for website development services, including scope, timeline, and deliverables.
Download
Website Design Contract
A U.S.-compliant legal agreement between a website designer and client defining the terms of website design services and deliverables.
Download
Website Contract
A U.S.-governed legal agreement between website developers and clients defining website development terms and obligations.
Download
Web Development Contract
A U.S.-governed legal agreement between a web developer and client specifying terms for website development services, including scope, deliverables, and rights.
Download
Web Design Contract
A U.S.-governed legal agreement between a web designer and client specifying terms, deliverables, and rights for website development services.
Download
Volunteer Contract
A legally binding agreement under U.S. law that establishes terms and conditions between a volunteer and an organization for unpaid service provision.
Download
Voluntary Service Agreement
A U.S.-governed agreement defining terms and conditions for volunteer services, protecting both the volunteer and the organization.
Download
Virtual Assistant Contract
A U.S.-compliant legal agreement establishing the terms and conditions between a client and a virtual assistant, governing remote work arrangements and protecting both parties' interests.
Download
Venue Rental Agreement
A U.S.-compliant legal agreement governing the temporary rental of a venue or facility, establishing terms, conditions, and responsibilities between the venue owner and renter.
Download
Vendor Services Agreement
A U.S.-governed contract defining the terms and conditions for services provided by a vendor to a client.
Download
Vendor Contract
A legally binding agreement under U.S. law that governs the relationship between a vendor and purchaser, establishing terms for goods or services provision.
Download
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)