Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed
Equal Credit Opportunity Act (ECOA): Federal law that prohibits discrimination in lending based on race, color, religion, national origin, sex, marital status, age, or source of income
Fair Credit Reporting Act (FCRA): Federal law regulating the collection, dissemination, and use of consumer credit information
Bank Secrecy Act (BSA): Federal law requiring financial institutions to assist government agencies in detecting and preventing money laundering
USA PATRIOT Act: Federal law that includes provisions for preventing, detecting, and prosecuting international money laundering and financing of terrorism
Securities Act of 1933: Federal law requiring registration of securities offerings and detailed financial and other significant information about public securities
Securities Exchange Act of 1934: Federal law governing secondary trading of securities and establishing the SEC
Investment Company Act of 1940: Federal law regulating investment companies and their offerings
Federal Reserve Regulations: Banking regulations issued by the Federal Reserve System governing banking practices and monetary policy
State Usury Laws: State-specific laws that set maximum interest rates that can be charged on loans
Foreign Account Tax Compliance Act (FATCA): Federal law requiring foreign financial institutions to report on foreign assets held by U.S. account holders
Transfer Pricing Rules: IRS regulations governing the pricing of transactions between related entities across international borders
State Blue Sky Laws: State-specific securities laws regulating the offering and sale of securities to protect investors from fraudulent activities
Basel Accords: International banking standards providing recommendations on banking regulations regarding capital risk, market risk, and operational risk
Foreign Exchange Regulations: Federal and international regulations governing the exchange of different currencies and cross-border monetary transactions
