The Loan Officer Independent Contractor Agreement is essential for lending institutions in the United States that engage loan officers as independent contractors rather than employees. This document ensures compliance with federal and state regulations while protecting both parties' interests. It outlines the scope of services, compensation structure, compliance requirements, and clearly establishes the independent contractor relationship. The agreement is particularly important given the heavily regulated nature of the mortgage industry and the need to comply with various federal laws including the SAFE Act, TILA, and state-specific requirements.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the contracting parties (company and loan officer)
2. Background: Context of the agreement and basic premises
3. Definitions: Key terms used throughout the agreement
4. Scope of Services: Detailed description of loan officer duties and responsibilities
5. Independent Contractor Status: Clear statement of relationship and non-employee status
6. Compensation: Commission structure and payment terms
7. Term and Termination: Duration and conditions for ending the agreement
8. Compliance Requirements: Regulatory obligations and compliance duties
9. Representations and Warranties: Statements of fact and promises made by both parties
10. Confidentiality: Protection of proprietary information and client data
11. General Provisions: Standard contract clauses including governing law, notices, and amendments
1. Non-Compete: Restrictions on competing activities during and after the agreement term
2. Training Requirements: Specific training obligations and ongoing education requirements
3. Marketing Guidelines: Rules for advertising, promotion, and use of company branding
4. Insurance Requirements: Specific insurance coverage requirements for the loan officer
5. Dispute Resolution: Procedures for handling disputes including arbitration provisions
1. Schedule A - Commission Structure: Detailed breakdown of commission rates, calculations, and payment terms
2. Schedule B - Compliance Manual: Company-specific compliance requirements and procedures
3. Schedule C - Required Licenses: List of mandatory licenses, certifications, and qualifications
4. Schedule D - Territory Definition: Geographic area of operation and any territorial restrictions
5. Schedule E - Approved Marketing Materials: Templates and guidelines for marketing and promotional materials
Relevant legal definitions
Clauses
Relevant Industries
Relevant Teams
Relevant Roles
Find the exact document you need
1099 Consulting Agreement
A U.S.-governed contract establishing terms between a company and an independent contractor, ensuring proper classification and tax treatment under IRS regulations.
find out more
1099 Contract Form
A U.S.-compliant agreement establishing terms between a hiring entity and an independent contractor, meeting IRS 1099 requirements.
find out more
1099 Employment Contract
A U.S. legal agreement establishing terms between a company and an independent contractor, defining work scope and contractor status under IRS guidelines.
find out more
Web Developer Independent Contractor Agreement
A U.S.-compliant legal agreement between a business and an independent web developer, defining service terms and contractor status.
find out more
At Will Independent Contractor Agreement
A U.S.-governed agreement establishing an at-will working relationship between a company and an independent contractor, defining services, compensation, and independence status.
find out more
Contract For Self Employed Staff
A U.S.-compliant legal agreement defining the relationship between a company and a self-employed contractor, including service terms and contractor status.
find out more
Graphic Design Independent Contractor Agreement
A U.S.-governed contract establishing terms between a client and an independent graphic designer, covering services, payment, and intellectual property rights.
find out more
Independent Contractor Dentist Agreement
A U.S.-governed agreement establishing terms between a dental practice and an independent contractor dentist, covering service provision and compliance requirements.
find out more
Independent Contractor Agreement For Nail Technician
A U.S. legal agreement establishing an independent contractor relationship between a salon/spa owner and a nail technician, defining services, compensation, and obligations.
find out more
Anesthesia Independent Contractor Agreement
A U.S.-compliant contract establishing terms between healthcare facilities and independent anesthesiologists for provision of anesthesia services.
find out more
Work For Hire Independent Contractor Agreement
A U.S.-compliant agreement establishing terms between a company and independent contractor, including work-for-hire provisions and ownership rights.
find out more
Independent Contractor Dietitian Agreement
A U.S.-compliant agreement establishing terms between healthcare providers and independent dietitian contractors, covering services, compensation, and compliance requirements.
find out more
Social Worker Independent Contractor Agreement
A U.S.-governed agreement establishing an independent contractor relationship between an organization and a licensed social worker, outlining services, terms, and compliance requirements.
find out more
Independent Model Contract
A U.S.-compliant contract establishing terms between independent models and hiring entities for professional modeling services.
find out more
Creative Independent Contractor Agreement
A U.S.-compliant agreement establishing terms between clients and creative independent contractors, covering work scope, payment, and IP rights.
find out more
Chiropractic Independent Contractor Agreement
A U.S. legal agreement defining the relationship between a chiropractic practice and an independent contractor chiropractor, including service terms and regulatory compliance.
find out more
Interpreter Independent Contractor Agreement
A U.S.-governed contract establishing an independent contractor relationship between an interpreter and hiring entity, outlining service terms and professional standards.
find out more
Hourly Independent Contractor Agreement
A U.S.-compliant agreement establishing terms for hourly-based independent contractor services.
find out more
Speech Pathologist Independent Contractor Agreement
A U.S. contract defining the independent contractor relationship between a healthcare facility and a speech pathologist, including service terms and compliance requirements.
find out more
Marketing Independent Contractor Agreement
A U.S.-governed agreement establishing terms between a business and independent marketing contractor, defining services, payments, and contractor status.
find out more
Occupational Therapy Independent Contractor Agreement
A U.S. contract defining the professional relationship between healthcare facilities and independent contractor occupational therapists.
find out more
Makeup Artist Independent Contractor Agreement
A U.S.-compliant contract defining the terms between makeup artists and clients as independent contractors.
find out more
Financial Advisor Independent Contractor Agreement
U.S.-governed agreement establishing independent contractor relationship between financial firms and advisors, including service terms and regulatory compliance.
find out more
Paralegal Independent Contractor Agreement
A U.S.-governed agreement establishing terms between a law firm/attorney and a paralegal contractor, defining services, payment, and independent contractor status.
find out more
Musician Independent Contractor Agreement
A U.S.-governed agreement establishing terms between independent musician contractors and hiring entities.
find out more
Insurance Agent Independent Contractor Agreement
A U.S.-governed agreement establishing the independent contractor relationship between an insurance company and an insurance agent.
find out more
Independent Marketing Contractor Agreement
A U.S.-governed contract defining the relationship and terms between a business and an independent marketing contractor.
find out more
Bartender Independent Contractor Agreement
A U.S.-governed agreement defining the relationship between an establishment and an independent contractor bartender.
find out more
Owner Operator Independent Contractor Agreement
A U.S.-compliant contract establishing terms between transportation companies and independent vehicle owner-operators.
find out more
Nail Tech Independent Contractor Agreement
A U.S.-governed agreement establishing independent contractor terms between nail technicians and salons.
find out more
Independent Worker Contract
A U.S.-compliant agreement establishing terms between a client company and an independent contractor, defining work scope, payment, and contractor status.
find out more
Barber Independent Contractor Agreement
A U.S. legal agreement establishing the relationship between a barbershop and an independent contractor barber, defining terms and conditions of service.
find out more
Physician Independent Contractor Agreement
A U.S. healthcare contract defining the independent contractor relationship between a healthcare facility and a physician, including service terms and regulatory compliance.
find out more
Healthcare Independent Contractor Agreement
A U.S.-compliant legal agreement establishing terms between healthcare facilities and medical professionals operating as independent contractors.
find out more
Therapist Independent Contractor Agreement
A U.S. legal agreement defining the professional relationship between a healthcare practice and an independent contractor therapist.
find out more
Short Form Independent Contractor Agreement
A concise U.S. legal agreement defining the relationship between a company and an independent contractor, establishing key terms and conditions.
find out more
Master Independent Contractor Agreement
A U.S.-governed agreement establishing terms and conditions between a company and independent contractor, ensuring proper classification and relationship management.
find out more
Loan Officer Independent Contractor Agreement
A U.S.-compliant agreement establishing the independent contractor relationship between a lending institution and a loan officer.
find out more
Independent Contractor Professional Services Agreement
A U.S.-governed agreement establishing professional service arrangements between independent contractors and clients, defining service scope, payment terms, and relationship parameters.
find out more
Independent Contractor Lease Agreement
A U.S. legal document establishing property lease terms for independent contractors while maintaining their independent contractor status.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)