RESPA: Real Estate Settlement Procedures Act - Federal law that requires lenders to provide disclosures and prohibits certain practices in real estate settlements
TILA: Truth in Lending Act - Federal regulation requiring transparent disclosure of lending terms and costs in real estate transactions
Fair Housing Act: Federal law prohibiting discrimination in housing transactions based on race, color, religion, sex, national origin, familial status, or disability
Equal Credit Opportunity Act: Federal law ensuring equal access to credit and prohibiting discrimination in credit transactions
Interstate Land Sales Full Disclosure Act: Federal law requiring developers to provide detailed information about their projects to potential buyers
State Real Estate Laws: State-specific legislation governing real estate transactions, property rights, and real estate licensing
State Property Codes: State-level regulations defining property rights, restrictions, and requirements for real estate ownership and transfer
State Disclosure Requirements: State-mandated disclosures about property condition, hazards, and other material facts that must be provided to buyers
State Contract Laws: State-specific regulations governing the formation, execution, and enforcement of contracts, including real estate contracts
State Homestead Laws: State-specific protections for primary residences against certain creditors and in bankruptcy proceedings
Municipal Zoning Ordinances: Local regulations controlling land use, building specifications, and property development requirements
Local Building Codes: Municipal or county regulations specifying construction standards and safety requirements
Local Property Transfer Requirements: City or county-specific rules and procedures for transferring property ownership
Real Estate Board Regulations: Rules and standards set by state real estate commissions governing real estate transactions and professional conduct
Realtor Association Standards: Local realtor association guidelines and best practices for real estate transactions
Title Insurance Requirements: Standards and requirements for title insurance coverage in real estate transactions
Mortgage Lender Requirements: Specific conditions and criteria set by lending institutions for property purchases and financing
HOA Regulations: Homeowners Association rules and requirements affecting property use, modifications, and transfers within the association
