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1. Payment History: Include when disputing based on payment record or when payments were made but not properly credited

2. Insurance Claims: Include when insurance issues are relevant to the dispute

3. Bankruptcy Information: Include when bankruptcy protection is relevant to the dispute

4. Medical Hardship: Include when seeking consideration due to medical circumstances that affected payment ability

5. Military Service: Include when ServiceMembers Civil Relief Act protections apply

6. Prior Communication Reference: Include when referencing previous attempts to resolve the issue

7. Improper Repossession Procedure: Include when the repossession process violated state laws or regulations

1. Payment Records: Copies of payment confirmations, bank statements, or receipts showing payments made

2. Communication Records: Copies of previous correspondence with the lender

3. Legal Documentation: Copies of relevant legal documents (bankruptcy filing, military orders, etc.)

4. Vehicle Documentation: Copies of vehicle registration, insurance documents, and purchase agreement

5. Photographic Evidence: Photos documenting improper repossession procedures or vehicle condition, if relevant

6. Medical Documentation: Copies of medical records or doctor's notes if claiming medical hardship

7. Witness Statements: Sworn statements from witnesses if improper repossession procedures occurred