The Agreement For Mortgage Of Property is essential in U.S. real estate financing transactions where property serves as collateral for a loan. This document is used when a borrower seeks financing for property purchase or refinancing, establishing the lender's security interest in the property. The agreement must comply with both federal regulations (such as TILA and RESPA) and state-specific requirements. It typically includes detailed terms about loan repayment, property maintenance obligations, insurance requirements, and the lender's rights in case of default.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identifies the lender and borrower with full legal names and addresses
2. Background: Explains the context of the mortgage agreement and property details
3. Definitions: Defines key terms used throughout the agreement
4. Property Description: Detailed legal description of the mortgaged property
5. Loan Terms: Principal amount, interest rate, payment terms, and duration
6. Security Interest: Creates and describes the mortgage lien on the property
7. Borrower's Covenants: Borrower's obligations regarding property maintenance, insurance, and taxes
8. Default and Remedies: Defines events of default and lender's remedies
9. Representations and Warranties: Borrower's statements of fact and assurances about their situation and the property
10. General Provisions: Standard legal provisions including governing law, notices, and amendments
1. Environmental Provisions: Required for commercial properties or properties with potential environmental issues
2. Secondary Financing: Provisions regarding additional financing and restrictions
3. Prepayment Provisions: Terms and conditions for early loan payoff including any penalties
4. Escrow Requirements: Terms for escrow account management for taxes and insurance
5. Construction Provisions: Required when property is under construction or significant renovations are planned
1. Schedule A - Property Description: Detailed legal description of the property including boundaries and easements
2. Schedule B - Payment Schedule: Amortization table showing payment breakdown over the loan term
3. Schedule C - Insurance Requirements: Detailed insurance requirements and minimum coverage amounts
4. Schedule D - Required Permits and Certificates: List of required governmental permits and certificates
5. Schedule E - Permitted Encumbrances: List of allowed liens, easements, and other encumbrances on the property
Relevant legal definitions
Clauses
Relevant Industries
Relevant Teams
Relevant Roles
Find the exact document you need
Take Over Mortgage Payments Contract
A U.S. legal agreement enabling the transfer of mortgage payment obligations from one party to another while maintaining original loan terms.
Download
Basic Loan Agreement Between Friends
A US-jurisdiction agreement formalizing personal loans between friends, including essential terms and conditions while maintaining legal validity under state laws.
Download
Agreement For Lending Money To Friends
A U.S.-compliant legal agreement template for documenting and formalizing monetary loans between friends, including essential loan terms and protections for both parties.
Download
Loan Contracts Between Friends
A U.S.-compliant loan agreement template for personal lending between friends, balancing legal requirements with maintaining friendly relations.
Download
Lending Contract Agreement
A U.S.-governed agreement establishing the terms and conditions of a loan between lender and borrower, compliant with federal and state lending regulations.
Download
Unsecured Loan Agreement Individual To Company
A U.S.-governed agreement documenting an unsecured loan from an individual to a company, specifying loan terms and obligations.
Download
Agreement To Take Over Car Payments
A U.S. legal agreement transferring vehicle loan payment responsibilities from original borrower to a new party.
Download
Tri Party Agreement Home Loan
A U.S.-governed agreement establishing terms and conditions for a three-party home loan arrangement between borrower, primary lender, and third party (guarantor/co-lender).
Download
Amenities Agreement For Loan
A U.S. legal document combining loan terms with amenities usage rights and responsibilities, subject to federal and state lending regulations.
Download
Loan Contract Between Friends
A U.S.-compliant legal agreement documenting loan terms between individuals, including repayment obligations and default provisions.
Download
Petty Cash Loan Agreement
A U.S.-compliant legal document formalizing small-scale cash loans for minor business expenses or operational needs.
Download
Letter Borrowing Money From A Friend
A legally binding U.S. document formalizing a personal loan agreement between friends.
Download
Good Faith Loan Agreement
A U.S.-compliant legal document formalizing a lending arrangement between trusted parties, outlining loan terms and conditions.
Download
Interest Only Loan Contract
A U.S.-governed agreement where the borrower pays only interest for a specified period, with principal due later.
Download
Letter Of Loan Agreement Between Friends
A US-compliant legal document formalizing a loan agreement between friends, specifying loan terms and repayment conditions.
Download
Secured Loan Contract
A U.S. legal agreement documenting a loan secured by specific collateral, governed by UCC Article 9 and state laws.
Download
Bank Loan Term Sheet
A U.S. law-governed preliminary document outlining key terms and conditions of a proposed bank loan facility, serving as the basis for the final loan agreement.
Download
Loan Contract For Family
A US-compliant loan agreement for financial arrangements between family members, incorporating IRS requirements and state regulations for family lending.
Download
Option Contract Car Loan
A U.S.-governed agreement combining auto financing with option rights, subject to federal and state lending regulations.
Download
Loan On Rent Agreement
A U.S.-compliant legal agreement governing the temporary rental of equipment or property between a lessor and lessee.
Download
Loan On Lease Agreement
A U.S. legal agreement that provides financing secured by the borrower's rights under an existing lease agreement.
Download
Assumption Of Mortgage Form
A U.S. legal document that enables the transfer of mortgage obligations from an existing borrower to a new borrower.
Download
Mortgage Note Purchase Agreement
A U.S. legal agreement governing the sale and transfer of mortgage notes between parties, including terms, conditions, and regulatory compliance requirements.
Download
Car Loan Assumption Agreement Form
A U.S. legal document enabling the transfer of an existing car loan from one borrower to another, subject to federal and state lending regulations.
Download
Private Money Lender Contract
A U.S.-compliant legal agreement between a private lender and borrower establishing loan terms and conditions.
Download
Tripartite Agreement Bank Loan
US-governed three-party loan agreement between a bank, borrower, and guarantor/security provider, detailing loan terms and security arrangements.
Download
Letter Of Exclusivity Mortgage Broker
A U.S.-compliant agreement establishing exclusive rights for a mortgage broker to represent a client in mortgage transactions.
Download
Personal Loan Agreement With Notary
A U.S.-governed legal document that establishes terms for a personal loan, authenticated by a notary public.
Download
Auto Loan Purchase Agreement
A U.S.-governed agreement for the sale and transfer of auto loans between financial institutions, subject to federal and state regulations.
Download
Line Of Credit Agreement And Note
A U.S. legal document establishing a revolving credit facility between lender and borrower, combining credit agreement and promissory note provisions.
Download
Contract Financing Loan
A U.S.-governed loan agreement providing financing secured against specific contracts or contract receivables.
Download
Director Loan Agreement
A U.S. legal agreement governing loans between a company and its director, outlining terms, conditions, and compliance requirements.
Download
Personal Property Loan Agreement
A U.S.-compliant agreement that documents the terms of a loan secured by personal property, including collateral details and repayment terms.
Download
Promissory Note Between Friends
A U.S. legal document that formalizes a personal loan agreement between friends, including loan terms and repayment conditions.
Download
Debtor In Possession Loan Agreement
A U.S. bankruptcy financing agreement that enables companies in Chapter 11 to obtain new funding for continued operations during reorganization, subject to bankruptcy court approval.
Download
Loan Against Rent Agreement
A U.S. legal agreement establishing terms for a loan secured by rental income from property.
Download
Inventory Loan Agreement
A U.S.-governed agreement establishing terms for a loan secured by business inventory, subject to UCC regulations.
Download
Credit Agreement Between Two Parties
A U.S.-governed agreement establishing loan terms between a lender and borrower, including amount, interest, and repayment conditions.
Download
Installment Loan Contract
A U.S. legal agreement establishing terms for a loan to be repaid in scheduled installments, compliant with federal and state lending regulations.
Download
Demand Promissory Note Loan Agreement
A U.S. legal document combining a loan agreement and promissory note for a loan repayable on demand.
Download
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)