Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed
Real Estate Settlement Procedures Act (RESPA): Federal law requiring lenders, mortgage brokers, and servicers to provide disclosures to borrowers about real estate transactions and settlement services
Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, disability, or familial status
Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale of undeveloped lots
Foreign Investment in Real Property Tax Act (FIRPTA): Federal law imposing income tax on foreign persons disposing of U.S. real estate interests
State Property Laws: State-specific laws governing real property rights, transfers, and obligations within the state's jurisdiction
State Real Estate Transfer Laws: State-specific requirements for transferring real estate property, including documentation and recording requirements
State Recording Requirements: State-specific rules for recording real estate documents with local government offices
State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts that must be provided to buyers
State Contract Laws: State-specific rules governing contract formation, enforcement, and remedies
State Statute of Frauds: State law requiring certain contracts, including real estate agreements, to be in writing to be enforceable
Local Zoning Laws: Municipal regulations governing land use, building types, and property development restrictions
Municipal Building Codes: Local regulations setting standards for building construction, maintenance, and safety
Local Property Transfer Requirements: City or county-specific rules for transferring property, including inspections and certificates of occupancy
HOA Rules: Homeowners Association regulations that may affect property use, transfers, and obligations (where applicable)
Property Title Requirements: Legal requirements for establishing clear title and handling title transfers
Deed Restrictions: Legal limitations on property use recorded in the property deed
Easements and Encumbrances: Rights or claims against the property that may affect its use or transfer
Environmental Regulations: Federal, state, and local environmental laws affecting property use and transfer
Mortgage and Financing Regulations: Laws governing real estate financing, including mortgage requirements and restrictions
