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1. Previous Correspondence: Reference to previous payment requests or relevant communications, used when there has been prior contact regarding the payment

2. Interest Calculation: Breakdown of any applicable interest charges (if permissible under Sharia law), used when claiming legitimate compensation for delayed payment

3. Settlement Options: Proposed payment plans or settlement options, used when the creditor is willing to negotiate terms

4. Supporting Documentation List: List of enclosed documents supporting the claim, used when additional evidence needs to be referenced

5. Arabic Translation: Parallel Arabic text of the notice, used when the recipient primarily operates in Arabic

1. Schedule A - Payment History: Detailed breakdown of payment history and current outstanding amount

2. Schedule B - Interest Calculation: Detailed calculation of any applicable compensation for delayed payment (if permissible under Sharia law)

3. Appendix 1 - Supporting Documents: Copies of relevant invoices, contracts, or other documents establishing the debt

4. Appendix 2 - Proof of Delivery: Documentation proving delivery of goods or services related to the debt

5. Appendix 3 - Previous Notices: Copies of previous payment requests or relevant correspondence