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Credit Card Authorization Form for Saudi Arabia

Credit Card Authorization Form Template for Saudi Arabia

A Credit Card Authorization Form compliant with Saudi Arabian banking regulations and Sharia law principles. This document enables businesses to obtain formal permission from cardholders to charge their credit cards for specified amounts, either as one-time or recurring payments. The form includes comprehensive cardholder information, payment details, and security measures in accordance with SAMA (Saudi Central Bank) requirements and data protection laws. It serves as a legally binding agreement between the merchant and cardholder while ensuring compliance with Islamic banking principles.

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What is a Credit Card Authorization Form?

The Credit Card Authorization Form is essential for businesses operating in Saudi Arabia that process credit card payments. This document is required when merchants need explicit permission to charge a customer's credit card, particularly for recurring payments, future charges, or when the card is not physically present during transactions. The form must comply with Saudi Central Bank (SAMA) regulations, Islamic banking principles, and data protection laws. It typically includes cardholder details, payment specifications, security measures, and clear authorization language. This document is particularly important for businesses conducting remote transactions or setting up recurring payment arrangements, and it serves as protection for both the merchant and the cardholder by clearly documenting the agreed-upon payment terms and authorization.

What sections should be included in a Credit Card Authorization Form?

1. Company Information: Details of the merchant/company receiving the payment, including legal name, commercial registration number, and contact information

2. Cardholder Information: Complete details of the cardholder including full name, contact information, and billing address

3. Card Details: Credit card information including card type, masked card number (showing only last 4 digits), and expiration date

4. Payment Authorization: Clear statement authorizing the company to charge the specified credit card, including maximum amount or recurring payment details

5. Terms and Conditions: Essential terms including payment processing, cancellation policy, and compliance with Sharia principles

6. Security Statement: Statement regarding the protection and handling of card information in compliance with SAMA regulations

7. Signature Block: Space for cardholder signature, date, and witness signature if required

What sections are optional to include in a Credit Card Authorization Form?

1. Recurring Payment Details: Include when authorization is for recurring payments, specifying frequency and duration

2. Multiple Card Authorization: Include when customer is authorizing multiple cards as backup payment methods

3. Third Party Authorization: Include when card holder is authorizing payments on behalf of another party

4. Special Instructions: Include when there are specific processing instructions or conditions for the authorization

5. Arabic Translation: Include when the form needs to be bilingual (Arabic-English) for local compliance

What schedules should be included in a Credit Card Authorization Form?

1. Schedule of Authorized Payments: Detailed breakdown of payment amounts and dates if multiple or recurring payments are authorized

2. Schedule of Fees: List of any applicable processing fees or charges (if allowed under Sharia law)

3. Supporting Documentation Requirements: List of required supporting documents such as ID copies or commercial registration

Authors

Alex Denne

Head of Growth (Open Source Law) @ Ƶ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Saudi Arabia

Publisher

Ƶ

Document Type

Authorization Form

Cost

Free to use
Relevant legal definitions






























Clauses




















Relevant Industries

Retail

E-commerce

Healthcare

Professional Services

Education

Hospitality

Travel and Tourism

Real Estate

Construction

Manufacturing

Financial Services

Technology

Telecommunications

Consulting Services

Relevant Teams

Finance

Legal

Compliance

Operations

Customer Service

Sales

Administration

Risk Management

Treasury

Accounts Receivable

Payment Processing

Commercial Operations

Relevant Roles

Finance Manager

Accounts Receivable Specialist

Compliance Officer

Legal Counsel

Payment Processing Manager

Customer Service Manager

Sales Manager

Business Development Director

Operations Manager

Risk Management Officer

Treasury Manager

Credit Controller

Financial Controller

Administrative Manager

Commercial Director

Industries







Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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