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1. Previous Communication Reference: Reference to prior communications if there have been previous contacts or disputes

2. Verification Request: Request for debt verification if the debt's validity is in question

3. Power of Attorney Reference: If the letter is being sent by a legal representative, include power of attorney details

4. Medical/Hardship Declaration: If applicable, statement about medical conditions or hardships that make collection activities particularly burdensome

5. Third Party Authorization: If relevant, specification of authorized third parties who may be contacted about the debt

1. Communication Log: Chronological list of all previous communications with the collection agency

2. Evidence of Violations: Copies of any documents, recordings, or other evidence of collection agency violations

3. Debt Documentation: Copies of relevant account statements or debt-related documents

4. Medical Documentation: If applicable, medical certificates or documentation supporting hardship claims