Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, including debt collection activities and requirements for FCA authorization
Consumer Credit Act 1974: Fundamental legislation governing consumer credit and debt collection, including requirements for information provision and unfair relationships
Data Protection Act 2018: UK's implementation of data protection standards, crucial for handling personal information in debt collection
UK General Data Protection Regulation: Post-Brexit data protection regulation defining how personal data must be handled, including in debt collection contexts
Consumer Rights Act 2015: Legislation defining consumer rights and business obligations, including fair treatment in debt collection
FCA Handbook: Regulatory guidelines and rules set by the Financial Conduct Authority for financial services firms, including debt collectors
CONC Rules: Consumer Credit Sourcebook rules providing specific guidance on debt collection practices and consumer treatment
Protection from Harassment Act 1997: Legislation preventing harassment, including provisions relevant to debt collection practices
CSA Code of Practice: Credit Services Association's industry standards for professional debt collection practices
Limitation Act 1980: Legislation setting time limits for bringing claims, including debt claims, generally 6 years for simple contracts
Financial Ombudsman Service Guidelines: Guidelines for handling financial disputes, including debt collection complaints and resolution procedures
