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1. Dispute of Debt Validity: Include when the underlying debt is disputed or believed to be erroneous

2. Third Party Authorization: Include when the letter is being sent by a legal representative or authorized third party

3. Medical Hardship: Include when collection efforts are causing documented medical or psychological distress

4. Bankruptcy Notice: Include when the debt has been or will be included in bankruptcy proceedings

5. Communication Preferences: Include specific instructions about acceptable forms of future communication if any

1. Call Log: Detailed record of all harassment calls including dates, times, and nature of conversations

2. Communication Records: Copies of relevant emails, letters, or text messages from the collection agency

3. Medical Documentation: If applicable, medical records showing stress-related health issues from harassment

4. Power of Attorney: If applicable, documentation showing legal authority to act on behalf of the debtor

5. Prior Correspondence: Copies of any previous attempts to resolve the situation with the collection agency