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A Close Credit Card Letter is a formal document used to initiate and document the process of closing a credit card account in New Zealand. This document is essential when a cardholder wishes to terminate their credit card agreement with their financial institution. The letter must comply with New Zealand's Credit Contracts and Consumer Finance Act 2003 and related banking regulations. It typically includes account identification details, explicit closure instructions, confirmation of outstanding balances, and statements about card disposal. The document serves multiple purposes: it provides clear instruction to the bank, creates a paper trail of the closure request, and ensures all necessary steps are taken to properly close the account, including addressing any recurring payments or rewards points. This type of letter is particularly important in New Zealand's banking system, where formal documentation is required for significant account changes.

1. Account Holder Details: Full name, contact information, and current address of the account holder

2. Card/Account Information: Credit card number (last 4 digits only), account number, and other relevant identifiers

3. Closure Request Statement: Clear and explicit statement requesting the closure of the credit card account

4. Account Status Declaration: Statement confirming that all outstanding balances have been paid or will be paid

5. Card Disposal Confirmation: Statement confirming that the physical card has been destroyed or is being returned

6. Contact Information: Preferred contact details for any follow-up communication regarding the closure