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1. Electronic Banking Services: Terms for digital banking services, used when electronic banking services are offered

2. Foreign Currency Services: Provisions for foreign currency accounts and transactions, included for customers requiring international banking

3. Specific Account Types: Terms for special account types like escrow or collection accounts, included based on customer needs

4. Corporate Group Provisions: Special terms for corporate groups with multiple entities, used for corporate customers

5. Special Instructions and Standing Orders: Terms for standing instructions and recurring transactions, included if these services are required

6. Agent and Representative Provisions: Terms for authorized agents and representatives, used for complex corporate structures

7. Credit Facility Framework: Basic framework for credit facilities, included if lending services may be offered

8. Force Majeure: Provisions for extraordinary events affecting banking services

1. Schedule 1 - Fee Schedule: Detailed listing of all applicable fees and charges

2. Schedule 2 - Authorized Signatories: List of authorized signatories and their signing powers

3. Schedule 3 - Account Opening Forms: Standard forms and documentation required for account opening

4. Schedule 4 - Service Level Standards: Operational standards and service levels for various banking services

5. Schedule 5 - Electronic Banking Terms: Detailed terms and conditions for electronic banking services

6. Schedule 6 - KYC Requirements: Detailed KYC documentation and compliance requirements

7. Appendix A - Operating Procedures: Detailed procedures for account operations and services

8. Appendix B - Security Procedures: Security protocols and procedures for account access and transactions