A Rental Promissory Note is commonly used in Hong Kong's property rental market when landlords seek additional security for rental payments beyond standard lease agreements. This document type combines elements of both a standard promissory note and rental-specific provisions, making it particularly useful for high-value commercial leases or situations where additional payment security is desired. The document must comply with Hong Kong's Bills of Exchange Ordinance and related property laws, typically including specific payment terms, property details, and enforcement mechanisms. It's particularly valuable in commercial tenancies or when dealing with overseas tenants, as it provides a clear, enforceable promise to pay that can be used in legal proceedings if necessary.
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1. Date and Place of Execution: Specifies when and where the promissory note is executed, essential for enforcement
2. Parties: Identifies the maker (tenant/promisor) and payee (landlord/promisee) with full legal names and addresses
3. Promise to Pay: Clear, unconditional promise to pay a specific sum of money for rental purposes
4. Payment Terms: Specifies the amount, currency, due dates, and method of payment
5. Property Details: Brief description of the rental property related to the promissory note
6. Signature Block: Space for maker's signature, witness signatures, and dates
1. Interest Clause: Include when late payment interest is to be charged on overdue amounts
2. Acceleration Clause: Optional provision making entire amount due upon default of any payment
3. Security Provisions: Include if the note is secured by any collateral or guarantee
4. Assignment Rights: Include if the right to receive payments may be assigned to third parties
5. Prepayment Terms: Include if early payment is allowed and any associated conditions
6. Default Remedies: Include specific remedies available upon payment default
1. Payment Schedule: Detailed breakdown of payment dates and amounts if multiple installments
2. Property Description: Detailed description of the rental property if relevant to payment obligations
3. Guarantor Details: Information about guarantors if applicable
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