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1. Mortgage Provisions: Required if the property is mortgaged, detailing mortgage responsibilities and obligations

2. Rental Income: Required if the property will be rented out, covering income distribution and management

3. Property Manager: Required if a professional property manager will be appointed

4. Insurance: Detailed insurance requirements beyond standard provisions

5. Right of First Refusal: Optional provision giving co-owners first right to purchase if one wants to sell

6. Buy-Out Provisions: Detailed procedures for one co-owner buying out others

7. Exclusive Use Areas: Required if certain areas of the property are designated for exclusive use by specific co-owners

8. Business Use: Required if the property will be used for business purposes

1. Schedule 1 - Property Details: Detailed property information including title documents and floor plans

2. Schedule 2 - Ownership Percentages: Detailed breakdown of ownership shares and initial capital contributions

3. Schedule 3 - Financial Obligations: Detailed breakdown of ongoing financial responsibilities

4. Schedule 4 - Maintenance Schedule: Regular maintenance requirements and responsibilities

5. Schedule 5 - House Rules: If applicable, rules governing use of the property

6. Appendix A - Property Valuation: Initial property valuation report

7. Appendix B - Property Condition Report: Initial condition report with photographs

8. Appendix C - Mortgage Details: If applicable, details of any mortgage or financing arrangements