Consumer Credit Act 1974: Primary legislation governing consumer credit and debt matters in England and Wales, including requirements for credit agreements and debt collection practices
Data Protection Act 2018: UK's implementation of data protection standards, crucial for handling personal and medical information in debt validation processes
UK General Data Protection Regulation (UK GDPR): Post-Brexit data protection regulation defining how personal data, including medical and financial information, must be handled
Limitation Act 1980: Establishes statutory time limits for bringing claims relating to debts, including medical debts
Consumer Rights Act 2015: Consolidates consumer protection law and provides rights regarding unfair terms in consumer contracts
National Health Service Act 2006: Framework legislation for NHS services and associated charges in England and Wales
Health and Social Care Act 2012: Legislation governing healthcare organization and delivery, including aspects of medical billing
NHS (Charges to Overseas Visitors) Regulations 2015: Specific regulations regarding charging for NHS services to overseas visitors
FCA Consumer Credit sourcebook (CONC): Detailed regulations from the Financial Conduct Authority regarding consumer credit and debt collection practices
Financial Services and Markets Act 2000: Establishes regulatory framework for financial services, including debt collection activities
Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair commercial practices, including in debt collection
Credit Services Association Code of Practice: Industry guidelines for debt collection agencies and credit services providers
FCA Debt Collection Guidelines: Regulatory guidance on fair treatment of debtors and proper debt collection practices
