Consumer Credit Act 1974: Primary legislation governing consumer credit and debt collection practices in the UK, setting out the rights of debtors and responsibilities of creditors
Data Protection Act 2018: UK implementation of GDPR, crucial for handling patient medical data and personal information in debt collection
Limitation Act 1980: Defines the time limits within which legal proceedings for debt recovery must be initiated
Financial Services and Markets Act 2000: Establishes regulatory framework for financial services including debt collection activities
NHS (Charges to Overseas Visitors) Regulations 2015: Specific regulations regarding medical charges for overseas visitors and their collection
Health and Social Care Act 2012: Framework legislation for healthcare services including provisions relevant to medical charging
FCA Consumer Credit sourcebook (CONC): Detailed rules and guidance for consumer credit firms including debt collectors, setting out expected standards of conduct
Credit Services Association Code of Practice: Industry standards for debt collection practices in the UK
Consumer Rights Act 2015: Consolidates consumer protection law including rights in relation to services and unfair terms
Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices including misleading or aggressive debt collection practices
Unfair Terms in Consumer Contracts Regulations 1999: Protects consumers against unfair standard terms in contracts, including debt agreements
