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The Medical Debt Collection Letter is a crucial document used when healthcare providers in India need to formally request payment for unpaid medical services. This document becomes necessary when standard billing procedures have been exhausted and the payment remains outstanding beyond the normal payment terms. It serves as an intermediate step between routine billing and legal action, typically issued after 60-90 days of non-payment. The letter must comply with Indian healthcare regulations, debt collection laws, and privacy requirements, including the Clinical Establishments Act and relevant consumer protection laws. It should contain specific details about the medical services provided (while maintaining patient confidentiality), payment history, current amount due, and payment options available to the patient. The document is particularly important in India's healthcare system where insurance coverage varies significantly and out-of-pocket expenses are common.

1. Sender Details: Full name and contact information of the healthcare facility or collection agency, including registration/license numbers

2. Date and Reference: Current date and unique reference number for the debt collection case

3. Recipient Details: Patient's name and address, ensuring privacy by excluding specific medical condition details

4. Subject Line: Clear indication that this is a payment request for medical services

5. Outstanding Amount: Clear statement of the total amount due, including original charges and any applicable interest

6. Service Details: General description of medical services rendered and dates, maintaining medical privacy

7. Payment History: Summary of previous payments made and remaining balance

8. Payment Instructions: Clear instructions on how and where to make the payment

9. Response Timeline: Specified timeframe for response or payment

10. Legal Disclaimer: Standard legal text regarding debt collection rights and practices