Late Payment of Commercial Debts (Interest) Act 1998: Key legislation governing the right to claim interest on late commercial payments and compensation for debt recovery costs
Limitation Act 1980: Defines statutory time limits for bringing debt recovery claims in England and Wales, typically 6 years for simple contracts
Consumer Credit Act 1974: Regulates consumer credit agreements and provides consumer protections in debt recovery situations
Civil Procedure Rules (CPR): Court procedures and rules governing debt recovery litigation in England and Wales
Rome I Regulation: Determines which country's laws apply to contractual obligations in cross-border cases within the EU context
Hague Convention on Choice of Court Agreements: International framework for enforcing exclusive choice of court agreements in international cases
Foreign Judgments (Reciprocal Enforcement) Act 1933: Enables enforcement of judgments between the UK and certain other countries
European Enforcement Order Regulation: Relevant for enforcement of pre-Brexit uncontested claims in EU member states
Financial Services and Markets Act 2000: Regulatory framework for financial services firms involved in debt collection
GDPR and Data Protection Act 2018: Data protection requirements for handling personal information in debt recovery processes
The Debt Respite Scheme Regulations 2020: Provides breathing space to individuals with problem debt, including pausing enforcement action
Pre-Action Protocol for Debt Claims: Sets out steps creditors should take before starting court proceedings for debt recovery
SRA Code of Conduct: Professional standards and ethical requirements for solicitors handling debt recovery matters
Credit Services Association Code of Practice: Industry standards for debt collection agencies and professional debt collectors
