Create a bespoke document in minutes, Â or upload and review your own.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership of your information
Commercial Credit Agreement
"I need a Commercial Credit Agreement for a €50 million syndicated facility between Deutsche Bank AG as lead arranger, two other German banks as co-lenders, and a real estate development company, with the facility to be used for constructing a commercial property in Munich, with first drawdown planned for March 2025."
1. Parties: Identification of the lender(s) and borrower(s), including their full legal names, registration details, and addresses
2. Background: Context of the credit facility, including the purpose of the loan and any relevant business relationship between the parties
3. Definitions: Detailed definitions of terms used throughout the agreement, including financial terms, calculation methods, and technical banking terminology
4. Facility Details: Core terms of the credit facility, including amount, currency, purpose, and facility type
5. Interest and Fees: Interest rate provisions, calculation methods, payment periods, and all applicable fees
6. Drawdown Conditions: Conditions precedent and procedural requirements for utilizing the facility
7. Repayment Terms: Repayment schedule, methods, and prepayment provisions
8. Representations and Warranties: Statements of fact and assurances given by the borrower
9. Covenants: Positive and negative obligations of the borrower during the facility period
10. Events of Default: Circumstances constituting default and their consequences
11. Boilerplate Provisions: Standard legal provisions including notices, amendments, governing law, and jurisdiction
1. Security: Details of any collateral or security arrangements, used when the facility is secured
2. Guarantees: Terms of any guarantees provided, included when third-party guarantees are part of the credit structure
3. Syndication Provisions: Provisions governing multiple lenders, required for syndicated facilities
4. Tax Provisions: Detailed tax-related provisions, included when cross-border elements exist
5. Market Disruption: Provisions dealing with market disruption events, included for facilities with variable interest rates
6. Increased Costs: Provisions addressing regulatory changes affecting lenders' costs, included for longer-term facilities
7. Assignment and Transfer: Detailed provisions for transfer of participation, included when facility may be traded
1. Conditions Precedent: Detailed list of documents and conditions required before facility utilization
2. Form of Drawdown Request: Template for borrower's facility utilization requests
3. Calculation of Interest: Detailed methodology for interest calculations and examples
4. Repayment Schedule: Detailed amortization schedule if applicable
5. Form of Compliance Certificate: Template for periodic compliance reporting
6. Security Details: Detailed description of security assets and perfection requirements
7. Fee Schedule: Detailed breakdown of all applicable fees and charges
Authors
Banking & Financial Services
Manufacturing
Real Estate
Infrastructure
Energy
Technology
Healthcare
Retail
Telecommunications
Transportation & Logistics
Industrial Services
Agriculture
Construction
Legal
Finance
Treasury
Risk Management
Compliance
Corporate Banking
Credit Administration
Transaction Banking
Commercial Banking
Documentation
Corporate Finance
Chief Financial Officer
Treasury Manager
Finance Director
Legal Counsel
Compliance Officer
Risk Manager
Credit Officer
Relationship Manager
Corporate Banking Manager
Finance Manager
Senior Loan Officer
Corporate Finance Director
Banking Operations Manager
Credit Risk Analyst
Legal Director
Treasury Director
Find the exact document you need
Debtor Creditor Supplier Agreement
A German law-governed agreement establishing credit-based supply arrangements between supplier and debtor, including payment terms and security provisions.
Voluntary Surrender Agreement
A German law agreement documenting the voluntary transfer of assets from debtor to creditor in satisfaction of obligations.
Tolling Agreement Credit Card
German law-governed agreement establishing credit card processing terms between payment service providers and merchants, incorporating EU and German banking regulations.
Incidental Credit Agreement
A German law-governed agreement providing credit facilities tied to a specific purchase or transaction, incorporating mandatory consumer protection provisions.
Factoring Agreement With Recourse
German law-governed factoring agreement enabling receivables sales with Factor's right of recourse against the Client for defaulted receivables.
Bilateral Credit Agreement
German law bilateral credit agreement establishing terms for lending between two parties, governed by BGB and KWG.
Bank Credit Agreement
German law-governed agreement setting out terms and conditions for bank credit facilities, compliant with German banking regulations and EU requirements.
Application For Credit Facility Letter
A formal application document for requesting credit facilities from German financial institutions, compliant with German banking laws and regulations.
Agreement Letter For Money Lending
A German law-governed lending agreement letter that establishes terms and conditions for money lending, compliant with BGB requirements and German banking regulations.
Standby Letter Of Credit Agreement
A German law-governed agreement establishing terms for issuing and maintaining a standby letter of credit, detailing parties' obligations and drawing conditions.
Line Of Credit Contract
German law-governed credit facility agreement establishing revolving credit terms between a financial institution and borrower, compliant with German banking regulations.
Credit Application And Agreement
A German law-governed document combining credit application and agreement terms, compliant with German banking and consumer protection regulations.
Credit Agreement Contract
A German law-governed agreement establishing terms for credit provision between a lender and borrower, compliant with German banking regulations and EU directives.
Car Note Agreement
A German law-governed financial agreement establishing terms and security interest for vehicle financing, compliant with German civil and consumer protection laws.
Syndicated Credit Agreement
A German law-governed agreement establishing terms for multiple lenders to provide credit facilities to a borrower, with coordinated administration through a facility agent.
Fixed Sum Credit Agreement
A German law-governed agreement establishing terms for a fixed sum loan between a credit institution and borrower, compliant with German banking regulations and EU directives.
Credit Service Agreement
German law-governed agreement establishing terms for credit services provision, compliant with KWG and BGB requirements.
Credit Default Swap Agreement
A German law-governed agreement providing credit protection through a credit default swap, incorporating both local legal requirements and international standards.
Commercial Credit Agreement
German law-governed agreement establishing terms for commercial credit facilities between a financial institution and business borrower.
Term Loan Credit Agreement
A German law-governed financing agreement establishing terms and conditions for a fixed-term loan facility, compliant with German banking regulations and civil law requirements.
Letter Of Credit Reimbursement Agreement
A German law-governed agreement establishing reimbursement obligations between a bank and its customer for letters of credit payments and related charges.
Home Equity Agreement
German law-governed agreement enabling homeowners to monetize home equity through shared appreciation with investors, subject to German property and financial regulations.
Business Credit Agreement
A German law-governed agreement establishing terms for a business loan or credit facility, complying with German banking regulations and commercial law requirements.
Master Credit Agreement
German law-governed framework agreement establishing terms and conditions for credit facilities between lenders and borrowers, compliant with German banking regulations and civil law.
Creditor Agreement
A German law-governed agreement establishing terms and conditions between creditor and debtor for credit facilities or loans.
Credit Note Agreement
A German law-governed agreement establishing terms and conditions for issuing a credit note, including credit amount, payment terms, and compliance with German tax regulations.
Credit Application Agreement
German law-governed Credit Application Agreement for formal credit facility requests, compliant with German banking and consumer protection regulations.
Revolving Line Of Credit Agreement
A German law-governed agreement establishing a revolving credit facility that enables flexible borrowing and repayment within a specified credit limit.
Term Facility Agreement
A German law-governed agreement establishing terms and conditions for a fixed-term loan facility, including loan amount, interest, repayment terms, and party obligations.
Employee Credit Card Agreement
A German law-governed agreement establishing terms for corporate credit card issuance and usage between employer and employee, including usage rights, responsibilities, and compliance requirements.
Consumer Credit Contract
A German-law governed consumer credit agreement between a credit institution and a consumer borrower, complying with German Civil Code and EU consumer protection requirements.
Debt Forgiveness Agreement
A German law-governed agreement documenting the release of debt obligations by a creditor, including terms, conditions, and tax implications under German jurisdiction.
Money Lending Contract
A German law-governed agreement establishing terms and conditions for lending arrangements between lender and borrower, compliant with BGB requirements.
Credit Support Agreement
A German law-governed agreement establishing terms for providing and maintaining financial collateral, including calculation methods, transfer mechanics, and enforcement provisions.
Consumer Credit Agreement
A German law-governed agreement for providing consumer credit, complying with BGB requirements and EU Consumer Credit Directive.
Funds Transfer Agreement
German law-governed agreement setting out terms and conditions for executing funds transfers, complying with German banking and EU payment services regulations.
Credit Facilities Agreement
German law-governed agreement setting out terms for provision of credit facilities between lender(s) and borrower(s), including facility terms, security, and regulatory compliance.
Senior Facilities Agreement
A German law-governed financing agreement establishing terms and conditions for senior secured credit facilities, including loan mechanics, security arrangements, and compliance requirements.
Line Of Credit Agreement
A German law-governed agreement establishing a flexible credit facility between a lender and borrower, with defined drawing rights and repayment terms.
Revolving Credit Agreement
A German law governed credit facility agreement enabling flexible borrowing with multiple draw and repayment options within a specified limit.
Credit Assignment Agreement
A German law agreement transferring credit rights from an Assignor to an Assignee, governed by the German Civil Code (BGB).
Download our whitepaper on the future of AI in Legal
³Ò±ð²Ô¾±±ð’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
Our bank-grade security infrastructure undergoes regular external audits
We are ISO27001 certified, so your data is secure
Organizational security
You retain IP ownership of your documents
You have full control over your data and who gets to see it
Innovation in privacy:
Genie partnered with the Computational Privacy Department at Imperial College London
Together, we ran a £1 million research project on privacy and anonymity in legal contracts
Want to know more?
Visit our for more details and real-time security updates.
Read our Privacy Policy.