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The Authorization To Keep Credit Card On File document is essential for Canadian businesses that need to maintain customer payment information for future transactions, recurring billing, or simplified payment processing. This document becomes necessary when businesses want to offer convenience to customers while maintaining compliance with Canadian federal and provincial regulations, particularly PIPEDA and the Payment Card Networks Act. It includes specific provisions for data security, usage limitations, and customer rights, making it suitable for various business models from subscription services to regular billing arrangements. The authorization form should be customized based on the specific province of operation while maintaining compliance with federal requirements for payment processing and data protection.

1. Parties: Identification of the merchant/service provider and the cardholder

2. Background: Brief context explaining the purpose of keeping the credit card on file

3. Definitions: Key terms used in the agreement including 'Authorization', 'Charges', 'Credit Card Information'

4. Authorization Grant: Express permission from the cardholder to store credit card information and process future payments

5. Card Information: Details of the credit card(s) being stored (typically filled in by cardholder)

6. Security and Privacy: Merchant's commitments regarding the protection of stored credit card information

7. Terms of Use: Conditions under which the stored credit card may be charged

8. Duration and Termination: How long the authorization remains valid and how it can be terminated

9. Acknowledgment and Signature: Final confirmation and execution section