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1. Credit Representative Arrangements: Required when services are provided through credit representatives rather than directly

2. Commission Disclosure: Required when third-party commissions or referral fees are involved

3. Electronic Communication Consent: Optional section for clients consenting to electronic communications and documents

4. Special Service Provisions: Required when offering specialized credit services beyond standard credit assistance

5. Third Party Authorizations: Required when third parties are authorized to act on behalf of the client

6. Insurance Requirements: Required when specific insurance coverage is mandatory for the credit service

7. Additional Services: Required when offering supplementary services beyond core credit services

1. Schedule 1 - Fee Schedule: Detailed breakdown of all fees, charges, and commission structures

2. Schedule 2 - Service Description: Comprehensive description of credit services, including specific products and providers

3. Schedule 3 - Required Information and Documentation: List of documents and information required from the client

4. Schedule 4 - Privacy Policy: Detailed privacy policy and information handling procedures

5. Schedule 5 - Complaints Handling Process: Detailed procedures for handling complaints and disputes

6. Appendix A - Credit Guide: Mandatory credit guide as required by NCCP Act

7. Appendix B - Client Acknowledgment Forms: Standard forms for client acknowledgments and consents