Create a bespoke document in minutes, Â or upload and review your own.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership of your information
Credit Representative Agreement
"I need a Credit Representative Agreement for my mortgage broking business that will cover multiple representatives across three states, with specific provisions for our proprietary CRM system usage and a tiered commission structure to be implemented from March 2025."
1. Parties: Identifies the Credit Licensee and the Credit Representative, including ACL number and business details
2. Background: Contextual information about the appointment and the parties' intentions
3. Definitions and Interpretation: Defines key terms used throughout the agreement and interpretation rules
4. Appointment and Scope: Terms of appointment as credit representative and authorized activities
5. Term and Termination: Duration of agreement and circumstances for termination
6. Obligations of Credit Representative: Core duties, compliance requirements, and operational obligations
7. Compliance with Laws: Specific requirements under NCCP Act and other relevant legislation
8. Training and Competency: Required qualifications, ongoing training, and professional development
9. Professional Indemnity Insurance: Insurance requirements and maintenance obligations
10. Records and Reporting: Record keeping obligations and reporting requirements
11. Remuneration: Commission structure, payment terms, and clawback provisions
12. Confidentiality and Privacy: Handling of confidential information and privacy obligations
13. Dispute Resolution: Process for handling disputes between parties
14. General Provisions: Standard contract clauses including notices, assignment, and governing law
1. Sub-authorisation: Include when the credit representative may appoint sub-representatives
2. Intellectual Property: Include when there's significant IP to protect or brand usage to regulate
3. Non-Compete and Restraint: Include when post-termination restrictions are required
4. Marketing and Advertising: Include when specific marketing requirements or restrictions apply
5. Technology and Systems: Include when providing access to proprietary systems or platforms
6. Performance Targets: Include when setting specific performance metrics or KPIs
7. Cost Sharing: Include when parties share certain operational or compliance costs
1. Schedule 1 - Authorized Credit Activities: Detailed list of credit activities the representative is authorized to perform
2. Schedule 2 - Commission Structure: Detailed breakdown of commission rates, calculations, and payment terms
3. Schedule 3 - Compliance Manual: Key compliance obligations and procedures
4. Schedule 4 - Required Qualifications: List of mandatory qualifications and certifications
5. Schedule 5 - Approved Product List: List of credit products the representative can offer
6. Appendix A - Reference Documents: Forms, templates, and standard documents to be used
7. Appendix B - Technology Systems Access: Details of provided systems and access protocols
Authors
Financial Services
Banking
Mortgage Broking
Consumer Lending
Commercial Lending
Equipment Finance
Insurance (credit-related)
Fintech
Real Estate Finance
Legal
Compliance
Risk Management
Operations
Credit Assessment
Broker Support
Professional Standards
Training & Development
Finance
Business Development
Compliance Officer
Legal Counsel
Credit Manager
Mortgage Broker
Finance Broker
Commercial Lending Manager
Risk Manager
Credit Representative
Compliance Manager
Operations Manager
Chief Risk Officer
Chief Compliance Officer
Legal Director
Managing Director
Business Development Manager
Find the exact document you need
Creation Credit Agreement
An Australian-law governed agreement providing creators with project funding while establishing repayment terms and creative rights management.
Regulated Credit Agreement
An Australian law-compliant credit agreement setting out terms between lender and borrower, incorporating mandatory consumer credit protections and disclosures.
Large Credit Agreement
Australian law-governed credit agreement for large-scale financing arrangements, typically exceeding AUD 50 million, with comprehensive security and regulatory compliance provisions.
Credit Representative Agreement
An Australian law-governed agreement between a credit licensee and representative, establishing terms for credit activities under NCCP Act compliance.
Credit Arrangement Letter
An Australian-law governed document outlining credit facility terms and conditions, compliant with National Consumer Credit Protection Act requirements.
Available Amount Credit Agreement
An Australian law-governed credit agreement establishing a facility with a variable available amount based on predetermined criteria, incorporating key regulatory requirements and operational mechanisms.
Tolling Agreement Credit Card
An Australian-law governed agreement establishing terms for credit card payments for toll road charges, including payment processing, privacy, and dispute resolution.
Incidental Credit Agreement
An Australian-compliant agreement for providing incidental credit as part of a goods or services transaction, meeting National Consumer Credit Protection Act requirements.
Bank Credit Agreement
An Australian law-governed agreement establishing terms and conditions for bank credit facilities, including loan terms, security arrangements, and regulatory compliance requirements.
Standby Letter Of Credit Agreement
An Australian law-governed agreement establishing terms for issuing and maintaining a standby letter of credit as a financial guarantee between a bank, applicant, and beneficiary.
Unregulated Credit Agreement
An Australian law-governed commercial lending agreement for business or investment purposes, structured outside consumer credit regulations.
Credit Facility Letter To Customer
An Australian-compliant formal letter from a financial institution to a customer outlining approved credit facility terms and conditions, forming a legally binding agreement upon acceptance.
Simple Line Of Credit Agreement
An Australian-governed agreement establishing a revolving credit facility between a lender and borrower, detailing credit terms, conditions, and compliance requirements.
Credit Hire Agreement
An Australian-compliant agreement combining vehicle hire terms with credit provision, governed by federal and state credit and consumer laws.
Credit Agreement Contract
An Australian-law governed agreement establishing terms for credit provision, compliant with federal credit and consumer protection legislation.
Credit Card Debt Settlement Agreement
An Australian law-governed agreement that formalizes the settlement terms of credit card debt between a creditor and debtor, including payment arrangements and liability release.
Credit Card Arbitration Agreement
An Australian-law governed arbitration agreement for credit card disputes, establishing alternative dispute resolution procedures compliant with Australian consumer protection legislation.
Credit Repair Agreement
An Australian-compliant agreement between a credit repair service provider and client, outlining credit repair services, fees, and obligations under national consumer credit protection laws.
Secured Line Of Credit Agreement
An Australian law agreement establishing a secured credit facility with defined drawdown rights and security arrangements, compliant with Australian financial services regulations.
Customer Credit Agreement
An Australian-law governed agreement establishing terms for provision of credit facilities to customers, compliant with national consumer credit protection legislation.
Pro Forma Credit Agreement
Australian-law credit agreement template establishing terms and conditions for credit facilities, compliant with national credit and financial services legislation.
Secured Credit Agreement
An Australian law-governed agreement establishing terms for a secured credit facility, including security interests over assets and compliance with Australian secured lending regulations.
Promissory Note Credit Agreement
An Australian-law governed agreement combining a credit facility with a promissory note, establishing loan terms and incorporating a formal promise to pay.
Credit Enhancement Agreement
An Australian law-governed agreement establishing credit enhancement arrangements, detailing credit support terms and compliance with local financial services regulations.
Credit Card Responsibility Agreement
An Australian-law governed agreement between a credit card issuer and cardholder establishing terms, conditions, and responsibilities for credit card usage and account management.
Intercompany Credit Agreement
An Australian law-governed agreement establishing credit arrangements between related companies within the same corporate group, setting out loan terms, conditions, and compliance requirements.
30 Day Credit Agreement
An Australian-law governed agreement establishing 30-day credit terms between a provider and recipient, compliant with national credit and consumer protection legislation.
Credit Term Agreement
An Australian-compliant agreement establishing terms and conditions for credit provision, including facility details, interest rates, and repayment terms.
Credit Service Agreement
An Australian-law governed agreement establishing terms for providing credit services, compliant with NCCP Act 2009 and related regulations.
Credit Default Swap Agreement
An Australian law-governed agreement establishing terms for credit default protection between financial parties, including credit event triggers and settlement procedures.
Revolving Credit Facility Agreement
An Australian law-governed agreement establishing a revolving credit facility between a lender and borrower, enabling flexible borrowing and repayment arrangements within a specified limit.
Revolving Agreement
An Australian law-governed agreement establishing a revolving credit facility with terms for repeated borrowing and repayment within a set limit.
Letter Of Credit Reimbursement Agreement
An Australian-law governed agreement establishing reimbursement terms between banks for letter of credit payments.
Home Equity Agreement
An Australian-law governed agreement enabling property owners to access home equity through sharing future property appreciation with investors.
Business Credit Agreement
An Australian-law governed agreement establishing terms for business credit facilities between a financial institution and a business borrower.
Letter Of Credit Contract
An Australian-law governed financial instrument establishing terms for bank-guaranteed payment in international trade transactions, defining document requirements and payment conditions.
Creditor Agreement
An Australian law-governed agreement establishing credit terms and security arrangements between creditor and debtor, including loan conditions and enforcement rights.
Credit Note Agreement
An Australian-law governed agreement establishing terms and conditions for issuing and processing credit notes, ensuring compliance with local tax and business regulations.
Credit Application Agreement
An Australian-compliant agreement governing credit applications and associated terms under national consumer credit protection laws.
Employee Credit Card Agreement
An Australian-compliant agreement governing the terms and conditions for employee use of corporate credit cards, including responsibilities and compliance requirements.
Consumer Credit Contract
An Australian-law governed credit agreement between a lender and consumer, compliant with the National Consumer Credit Protection Act 2009 and National Credit Code.
Money Lending Contract
An Australian law-governed agreement establishing terms and conditions for money lending, including loan amount, interest rates, and repayment terms.
Credit Support Agreement
An Australian-law governed agreement establishing credit support arrangements between parties, detailing security interests and enforcement rights under Australian legislation.
Funds Transfer Agreement
An Australian law-governed agreement establishing terms and conditions for funds transfer services between financial institutions and their clients.
Credit Facility Letter
An Australian-compliant formal letter from a financial institution offering credit facilities to a borrower, outlining terms, conditions, and obligations under Australian banking regulations.
Credit Facilities Agreement
An Australian law-governed agreement establishing terms and conditions for credit facilities between lender(s) and borrower, including facility terms, security arrangements, and regulatory compliance requirements.
Senior Facilities Agreement
An Australian law-governed agreement establishing terms for senior debt facilities, including drawdown mechanics, repayment terms, and security arrangements.
Credit Assignment Agreement
An Australian law-governed agreement for the transfer of credit rights from an assignor to an assignee, including terms, conditions, and regulatory compliance requirements.
Credit Agreement Letter
An Australian-compliant credit agreement document that establishes legally binding terms between a lender and borrower, incorporating NCCP Act requirements.
Download our whitepaper on the future of AI in Legal
³Ò±ð²Ô¾±±ð’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
Our bank-grade security infrastructure undergoes regular external audits
We are ISO27001 certified, so your data is secure
Organizational security
You retain IP ownership of your documents
You have full control over your data and who gets to see it
Innovation in privacy:
Genie partnered with the Computational Privacy Department at Imperial College London
Together, we ran a £1 million research project on privacy and anonymity in legal contracts
Want to know more?
Visit our for more details and real-time security updates.
Read our Privacy Policy.