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1. Insurance Requirements: Details of any mandatory insurance requirements - include if insurance is required as part of the credit arrangement

2. Special Conditions: Any special or unusual conditions specific to this credit arrangement - include if there are unique circumstances

3. Default Provisions: Consequences of default - include for larger or more complex credit facilities

4. Review Conditions: Terms for periodic review of the facility - include for ongoing or revolving credit facilities

5. Foreign Currency Provisions: Include if the credit facility involves foreign currency

6. Related Product Details: Information about related products or services - include if cross-selling permitted products

1. Schedule 1 - Fee Schedule: Detailed breakdown of all fees and charges applicable to the credit facility

2. Schedule 2 - Repayment Schedule: Detailed amortization or repayment schedule showing payment dates and amounts

3. Schedule 3 - Required Documentation: List of documents required from the borrower to activate the facility

4. Appendix A - Information Statement: Mandatory information statement under the National Credit Code

5. Appendix B - Direct Debit Request Form: Form for setting up automatic payments if applicable

6. Appendix C - Privacy Consent Form: Required privacy consent documentation under the Privacy Act