¶¶Òõ¶ÌÊÓƵ

1. Guarantees: Required when there are third-party guarantors for the facility

2. Insurance: Required when specific insurance requirements are imposed on the secured assets

3. Multiple Borrowers: Required when there is more than one borrower, defining joint and several liability

4. Credit Insurance: Required when credit life insurance is mandatory or offered as per NCA requirements

5. Foreign Currency Provisions: Required when the facility involves foreign currency considerations

6. Special Drawdown Conditions: Required for facilities with multiple tranches or special drawdown requirements

1. Schedule 1 - Facility Terms: Detailed commercial terms including facility amount, interest rate, fees, and repayment schedule

2. Schedule 2 - Security Assets: Detailed description of the assets provided as security

3. Schedule 3 - Conditions Precedent: Comprehensive list of required documents and conditions

4. Schedule 4 - Drawdown Notice: Form of drawdown notice to be used by the borrower

5. Schedule 5 - Compliance Certificate: Form of compliance certificate for ongoing monitoring

6. Appendix A - Statutory Disclosure: NCA-mandated pre-agreement disclosure statement

7. Appendix B - Cost of Credit: Detailed breakdown of credit costs as required by NCA