Moneylenders Act (Chapter 188): Primary legislation governing money lending in Singapore, including interest rate caps, licensing requirements, and conduct of moneylending business
Banking Act (Chapter 19): Core banking legislation in Singapore that regulates banking operations, financial institutions, and related lending activities
Civil Law Act (Chapter 43): Fundamental legislation governing civil law matters, including contract formation and enforcement in Singapore
Contract Law (Application of English Law Act): Legislation specifying the application of English common law principles to Singapore contract law
Moneylenders Rules: Subsidiary legislation providing detailed regulations for moneylending operations, including documentation and conduct requirements
Banking Regulations: Detailed regulatory framework governing banking operations and lending practices in Singapore
Consumer Protection (Fair Trading) Act: Legislation protecting consumer interests in financial transactions, including unfair practices in lending
Personal Data Protection Act (PDPA): Legislation governing the collection, use, and disclosure of personal data in Singapore, relevant for handling borrower information
Interest Rate Compliance: Legal requirement to comply with maximum interest rate caps and clear statement of interest calculation methods
Security and Collateral Requirements: Legal framework for handling loan securities, charges, and related registration requirements
Contractual Elements: Essential requirements for valid contract formation including clear terms for repayment, default, and remedies
Consumer Protection Considerations: Special provisions and protections when the borrower is an individual, including unfair contract terms considerations
