Banking Act (Cap. 19): Primary legislation governing banking institutions and financial services in Singapore, relevant for student loan provisions by banks
Moneylenders Act (Cap. 188): Regulates money lending activities and protects borrowers from unfair practices, including restrictions on interest rates and fees
Consumer Protection (Fair Trading) Act: Ensures fair trading practices and protects student borrowers from unfair practices in loan agreements
Contracts Act (Cap. 53): Fundamental law governing contract formation, validity, and enforcement in Singapore
Unfair Contract Terms Act (Cap. 396): Regulates unfair terms in contracts and provides protection against unreasonable contract conditions
Education Act (Cap. 87): Provides framework for education system and may impact terms related to educational requirements in loan agreements
Private Education Act: Regulates private education institutions and may affect loan terms for private education funding
Skills Development Levy Act: Relates to skills development funding and may impact loan structures for vocational education
Credit Bureau Singapore Regulations: Governs credit reporting and information sharing requirements for student loans
MAS Guidelines on Fair Dealing: Monetary Authority of Singapore's guidelines ensuring fair treatment of borrowers and transparent loan terms
Personal Data Protection Act 2012: Regulates collection, use, and disclosure of personal data in loan applications and processing
Interest Rate Regulations: Specific rules governing interest rate calculations and limitations for student loans
Late Payment Regulations: Rules regarding late payment fees, penalties, and collection procedures
Disclosure Requirements: Mandatory information that must be disclosed to borrowers in loan agreements
Debt Collection Guidelines: Regulations governing acceptable debt collection practices and procedures
