Moneylenders Act (Cap. 188): Primary legislation governing money lending in Singapore, including licensing requirements and business conduct rules for moneylenders
Moneylenders Rules 2009: Subsidiary legislation providing detailed regulations for implementing the Moneylenders Act, including specific requirements for loan documentation
Civil Law Act (Cap. 43): Fundamental legislation governing civil law matters, including contract principles and remedies
Banking Act (Cap. 19): Regulatory framework for banking institutions if the lender is a bank, including lending requirements and restrictions
Securities and Futures Act: Relevant for secured lending transactions involving securities or if the loan agreement includes any security arrangements
Bankruptcy Act (Cap. 20): Governs bankruptcy proceedings and creditors' rights in case of default
Insolvency, Restructuring and Dissolution Act 2018: Modern framework for corporate insolvency, restructuring, and dissolution matters affecting loan agreements
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading terms in loan agreements
Unfair Contract Terms Act: Controls the use of unfair terms in contracts, including loan agreements, particularly regarding limitation of liability
Evidence Act (Cap. 97): Governs the admissibility of evidence, including loan documentation, in legal proceedings
Electronic Transactions Act: Provides legal framework for electronic transactions and digital signatures in loan agreements
Corruption, Drug Trafficking and Other Serious Crimes (Confiscation of Benefits) Act: Anti-money laundering legislation that affects due diligence requirements in lending
Personal Data Protection Act 2012 (PDPA): Governs the collection, use, and disclosure of personal data in loan documentation and processes
