Create a bespoke document in minutes, Â or upload and review your own.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership of your information
Memorandum Of Charge
"Need a Memorandum of Charge to secure a S$5 million loan facility from DBS Bank Limited over our company's inventory and receivables, to be completed before January 2025."
1. Parties: Details of the Chargor and Chargee
2. Background: Context of the charge creation and underlying obligations
3. Definitions: Key terms used throughout the document
4. Creation of Charge: Express words creating the charge and its nature (fixed/floating)
5. Charged Property: Detailed description of assets subject to the charge
6. Secured Obligations: Description of the debts/obligations secured by the charge
7. Representations and Warranties: Chargor's declarations regarding the charged property
8. Covenants: Ongoing obligations of the Chargor
1. Further Assurance: Additional actions required to perfect the security - include when additional perfection steps may be needed
2. Power of Attorney: Appointment of Chargee as attorney - include when enforcement may require direct action by Chargee
3. Insurance: Requirements for insurance of charged assets - include when charged property requires insurance coverage
1. Schedule 1 - Charged Property: Detailed list and description of all charged assets
2. Schedule 2 - Secured Obligations: Detailed description of secured debts/obligations
3. Schedule 3 - Form of Notice: Template notices to third parties regarding the charge
4. Schedule 4 - Properties: Details of any real property subject to the charge
Authors
Find the exact document you need
Download our whitepaper on the future of AI in Legal
³Ò±ð²Ô¾±±ð’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
Our bank-grade security infrastructure undergoes regular external audits
We are ISO27001 certified, so your data is secure
Organizational security
You retain IP ownership of your documents
You have full control over your data and who gets to see it
Innovation in privacy:
Genie partnered with the Computational Privacy Department at Imperial College London
Together, we ran a £1 million research project on privacy and anonymity in legal contracts
Want to know more?
Visit our for more details and real-time security updates.
Read our Privacy Policy.