¶¶Òõ¶ÌÊÓƵ

Debt Financing Term Sheet Template for Singapore

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Debt Financing Term Sheet

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Debt Financing Term Sheet

"Need a Debt Financing Term Sheet for a SGD 50 million secured term loan facility to finance a commercial property acquisition in Singapore, with syndication options and green loan provisions to be included by March 2025."

Document background
The Debt Financing Term Sheet is a crucial preliminary document used in Singapore's financial markets to establish the framework for debt financing transactions. It serves as a roadmap for the preparation of detailed facility documentation and helps parties align on key commercial and legal terms early in the transaction process. While primarily used in commercial lending, it can be adapted for various financing structures, from bilateral loans to syndicated facilities. The document typically includes essential information such as facility type, amount, pricing, security package, and conditions precedent, all structured within Singapore's sophisticated financial services regulatory framework.
Suggested Sections

1. Parties: Identification of lender(s) and borrower(s), including full legal names and registration details

2. Background: Brief context of the financing arrangement and purpose of the facility

3. Definitions: Key terms used throughout the term sheet

4. Facility Details: Type of facility, principal amount, currency, purpose, and availability period

5. Interest and Fees: Interest rate, calculation basis, payment dates, and all applicable fees

6. Repayment Terms: Repayment schedule, prepayment provisions, and mandatory prepayment events

7. Security Structure: Required security, guarantees, and ranking of security

8. Conditions Precedent: Conditions to be satisfied before drawdown

9. Representations and Warranties: Standard declarations required from the borrower

10. Covenants: Financial and non-financial undertakings by the borrower

Optional Sections

1. Syndication Provisions: Terms related to syndication rights and process, used when facility may be syndicated

2. Currency Conversion: Terms for multi-currency facilities and exchange rate provisions, used for cross-border financing

3. Green Loan Provisions: Sustainability-linked terms and reporting requirements, used for green or sustainable financing

4. Tax Provisions: Detailed tax considerations and gross-up provisions, used for cross-border or complex structures

Suggested Schedules

1. Schedule 1 - Pricing Schedule: Detailed breakdown of interest margins, fees, and pricing components

2. Schedule 2 - Drawdown Notice Template: Standard form for requesting facility utilization

3. Schedule 3 - Financial Covenants: Detailed financial ratios and calculation methodologies

4. Schedule 4 - Security Package Overview: Comprehensive list of required security documents and timing

5. Schedule 5 - Conditions Precedent Checklist: Detailed list of required documents and conditions

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓƵ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions
































Clauses

























Industries

Securities and Futures Act (SFA): Primary legislation governing securities offerings and financial instruments in Singapore. Regulates debt securities issuance and includes key disclosure requirements.

Companies Act: Core legislation governing corporate matters including corporate borrowing powers, directors' duties and responsibilities, and registration requirements for charges.

Banking Act: Regulates banking institutions and their lending activities, including specific regulations and restrictions for bank lenders.

Moneylenders Act: Governs moneylending activities in Singapore, including licensing requirements and interest rate caps for non-bank lenders.

MAS Guidelines: Regulatory framework issued by the Monetary Authority of Singapore covering lending regulations, capital requirements, and risk management guidelines.

SGX Listing Rules: Regulations for listed instruments, including disclosure requirements and continuing obligations for listed debt securities.

Stamp Duties Act: Legislation governing applicable stamp duties on loan documents and financial instruments.

Personal Data Protection Act: Regulates the collection, use, and disclosure of personal data in documentation and transactions.

Anti-Money Laundering Laws: Regulatory framework including Know Your Client (KYC) requirements and Counter-Terrorist Financing regulations for financial transactions.

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Unsecured Directors Loan Agreement

find out more

Student Loan Agreement

find out more

Simple Loan Application Form

find out more

Simple Car Loan Agreement

find out more

Promissory Note Family Loan

find out more

Private Lending Term Sheet

find out more

Personal Loan Receipt

find out more

Payday Loan Contract

find out more

Money Agreement Between Two Parties

find out more

Loan Guarantee

find out more

Loan Agreement With Guarantor

find out more

Loan Agreement With Collateral

find out more

Investment Loan Contract

find out more

Facility Agreement

find out more

Debt Repayment Contract

find out more

Employee Laptop Loan Agreement

find out more

Employee Forgivable Loan Agreement

find out more

Employee Cash Advance Agreement

find out more

Borrowing Form

find out more

Domestic Helper Loan Agreement

find out more

Device Loan Agreement

find out more

Company Loan Form

find out more

Unsecured Loan Contract

find out more

Unregulated Credit Agreement

find out more

Small Business Loan Contract

find out more

Simple Equipment Borrowing Agreement

find out more

Simple Loan Promissory Note

find out more

Payment Plan Car Payment Contract

find out more

Pari Passu Loan Agreement

find out more

Loan Out Agreement

find out more

Loan Forgiveness Agreement

find out more

Loan For Use Contract

find out more

Loan Facility Letter

find out more

Loan And Mortgage Agreement

find out more

Loan Agreement Term Sheet

find out more

Loan Agreement Between Director And Company

find out more

Loan Agreement Between Company And Individual

find out more

No Loan Agreement

find out more

Memorandum Of Loan Agreement

find out more

Line Of Credit Contract

find out more

Hard Money Loan Agreement

find out more

Inter Corporate Deposit Agreement

find out more

Fixed Sum Loan Agreement

find out more

Equipment Loan Agreement Form

find out more

Employee Loan Repayment Agreement

find out more

Deed Of Loan Agreement

find out more

Collateral In Loan Agreement

find out more

Bridge Loan Contract

find out more

Borrowing Contract

find out more

Agreement Between Money Lender And Borrower

find out more

Undertaking Loan Agreement

find out more

Securities Lending Agreement

find out more

Real Estate Mortgage Agreement

find out more

Promissory Loan Agreement

find out more

Master Loan Agreement

find out more

Margin Loan Agreement

find out more

Loan Surety Agreement

find out more

Loan Agreement Without Interest

find out more

Home Loan Agreement

find out more

Friends And Family Loan Agreement

find out more

Finance Agreement

find out more

Formal Letter For Borrowing Money

find out more

Debt Agreement Letter

find out more

Car Finance Contract

find out more

Bridge Facility Agreement

find out more

Secured Loan Contract

find out more

Loan Contract For Family

find out more

Mortgage Security Agreement

find out more

Letter Of Exclusivity Mortgage Broker

find out more

Contract Financing Loan

find out more

Motorcycle Loan Agreement

find out more

Guarantee In Loan Agreement

find out more

Amenities Agreement For Home Loan

find out more

On Demand Loan Agreement

find out more

Loan Agreement Between Lender Borrower And Guarantor

find out more

Demand Loan And Term Loan

find out more

Car Pawn Agreement

find out more

Warehouse Loan Agreement

find out more

Tranche Loan Agreement

find out more

Group Loan Agreement Form

find out more

Default Loan Agreement

find out more

Debt Agreement Form

find out more

Asset Based Loan Agreement

find out more

Parallel Loan Agreement

find out more

Guarantor In Loan Agreement

find out more

Debt Financing Term Sheet

find out more

Pawn Shop Agreement

find out more

Digital Loan Agreement

find out more

Acknowledgement Letter For Borrowing Money

find out more

Bridge Loan Term Sheet

find out more

Forgivable Loan Agreement

find out more

Mortgage Extension Agreement

find out more

Loan Lease Agreement

find out more

Bilateral Loan Agreement

find out more

Revolving Credit Facility Agreement

find out more

Short Form Loan Agreement

find out more

Supplemental Loan Agreement

find out more

Share Mortgage Agreement

find out more

Refinance Agreement

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.