Banking Act (Cap. 19): Primary legislation that regulates banking business and financial institutions in Singapore, including provisions on credit facilities and lending practices
Moneylenders Act (Cap. 188): Regulates moneylending businesses in Singapore; applicable when the lender is not a bank or financial institution
Securities and Futures Act (Cap. 289): Governs securities and financial instruments; relevant if the contract financing involves securities-based lending
Consumer Protection (Fair Trading) Act: Provides consumer protection measures; applicable if the borrower is a consumer rather than a business entity
MAS Notice 627: Monetary Authority of Singapore guidelines on loan documentation requirements and standards
MAS Notice 635: Monetary Authority of Singapore regulations on lending limits and credit facilities
MAS Notice 643: Monetary Authority of Singapore guidelines on transactions with related parties
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in Singapore, relevant for handling borrower's information
Singapore Contract Law: Common law principles governing contracts including offer, acceptance, consideration, capacity, and legal intention
Interest Rate Regulations: Regulatory requirements governing interest rates and their disclosure in financing agreements
Security Documentation Requirements: Legal requirements for creating and perfecting security interests in contract financing arrangements
Registration Requirements: Statutory requirements for registering certain types of security interests and charges
Disclosure Obligations: Mandatory disclosure requirements for lenders regarding terms, conditions, and fees in financing agreements
