��������Ƶ

1. Islamic Insurance (Takaful): Required when the property needs to be insured under Islamic insurance principles

2. Property Management: Include when specific requirements for property management during the mortgage period are needed

3. Co-borrowers: Include when there are multiple borrowers or guarantors

4. Early Repayment: Terms for early repayment if allowed under the specific financing structure

5. Assignment and Transfer: Include if the lender wishes to reserve rights to assign or transfer the loan

6. Further Advances: Include if additional financing may be provided under the same security

7. Cross-Default: Include when the loan is part of a larger financing arrangement

8. Power of Attorney: Include when specific powers need to be granted to the lender for registration or enforcement

1. Property Details Schedule: Detailed technical description of the mortgaged property, including boundaries, title deed numbers, and plans

2. Payment Schedule: Detailed repayment schedule showing all payment dates and amounts

3. Profit Rate Calculation: Methodology for calculating the Sharia-compliant profit rate

4. Form of Notice: Standard forms for various notices under the agreement

5. Property Valuation Report: Professional valuation of the mortgaged property

6. Required Insurance Coverage: Details of required Takaful (Islamic insurance) coverage

7. Property Title Documents: Copies of relevant title documents and registration certificates

8. Condition Precedent Documents: List and copies of all required documentation to be provided before loan disbursement