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1. Guarantor Provisions: Required when a third party guarantees the loan

2. Insurance Requirements: Detailed insurance obligations when specific insurance coverage is required

3. Construction Provisions: Required when loan is partially for property construction or renovation

4. Assignment and Transfer: Include when either party may need to transfer rights under the agreement

5. Multiple Properties: Additional provisions when multiple properties serve as security

6. Environmental Warranties: Required for commercial properties or properties with potential environmental risks

7. Conditional Disbursement: Include when loan disbursement is tied to specific conditions or milestones

1. Schedule 1 - Property Description: Detailed legal description of the mortgaged property including title details

2. Schedule 2 - Payment Schedule: Detailed amortization schedule with payment dates and amounts

3. Schedule 3 - Condition Precedent Documents: List of documents required before loan disbursement

4. Schedule 4 - Insurance Requirements: Specific insurance requirements and minimum coverage amounts

5. Schedule 5 - Property Documents: List of title documents, surveys, and property-related certificates

6. Appendix A - Form of Disbursement Request: Standard form for requesting loan disbursements

7. Appendix B - Form of Compliance Certificate: Template for periodic compliance certification by borrower