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1. Islamic Banking Compliance: Required when the mortgage services involve Islamic banking products or Shariah-compliant financing

2. Sub-Broking Arrangements: Include when the broker may need to engage other brokers or intermediaries

3. Marketing and Promotion: Include when the broker will promote the client's property or seek specific types of financing

4. Exclusivity: Include when the broker is granted exclusive rights to arrange financing

5. International Transactions: Required when dealing with international financing or cross-border transactions

6. Digital Services: Include when the broker provides online or digital mortgage broking services

7. Force Majeure: Optional clause for unforeseen circumstances affecting performance

1. Schedule 1 - Fee Structure: Detailed breakdown of all fees, commissions, and charges

2. Schedule 2 - Service Level Agreement: Specific performance metrics and service standards

3. Schedule 3 - Required Documentation: List of documents required from the client for mortgage applications

4. Schedule 4 - Compliance Checklist: Regulatory compliance requirements and verification procedures

5. Appendix A - Broker Credentials: Copies of broker's licenses, certifications, and registrations

6. Appendix B - Standard Forms: Templates for standard forms and applications used in the process

7. Appendix C - Privacy Policy: Detailed privacy and data protection policies