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The Strong Demand Letter is a critical legal document used in the Philippines when formal attempts to collect a debt or enforce an obligation have been unsuccessful. This document serves as a final warning before initiating legal proceedings and must comply with Philippine civil law requirements. The letter is typically issued after informal collection attempts have failed and represents an escalation in the collection process. A Strong Demand Letter includes specific details about the debt, payment history, legal basis for the claim, and clear consequences for non-compliance. It must balance assertiveness with legal compliance, particularly regarding the Civil Code of the Philippines, consumer protection laws, and regulations on debt collection practices. The document is often required as evidence in subsequent legal proceedings to demonstrate that the creditor made reasonable attempts to collect the debt before pursuing court action.

1. Sender Details and Date: Complete contact information of the creditor/sender and current date, formatted formally

2. Recipient Details: Complete name and address of the debtor/recipient

3. Subject Line: Clear indication that this is a formal demand letter with reference numbers if applicable

4. Debt Details: Precise description of the outstanding debt, including original amount, current amount with interest if applicable, and date incurred

5. Payment History: Brief summary of previous payments made (if any) and remaining balance

6. Legal Basis: Reference to the underlying agreement or circumstance creating the obligation

7. Formal Demand: Clear statement of demand for payment, including exact amount and deadline

8. Consequences of Non-Payment: Statement of legal actions that will be taken if payment is not received

9. Payment Instructions: Specific details on how and where to make the payment

10. Closing and Signature: Formal closing, signature block, and title/capacity of sender