The Shareholder Loan Agreement is a crucial financing instrument used when a company seeks funding from its existing shareholders rather than external sources. This document is particularly relevant in the Philippine context where companies often turn to shareholders for more flexible and potentially cost-effective financing options. It becomes necessary when a company requires additional capital for operations, expansion, or specific projects, and a shareholder is willing to provide this funding through a loan rather than equity investment. The agreement must comply with Philippine corporate law, banking regulations, and tax requirements, particularly the Corporation Code of the Philippines and relevant Central Bank regulations. It typically includes detailed terms about the loan amount, interest rates, repayment schedule, potential security arrangements, and default provisions. This type of agreement is especially useful for small to medium-sized enterprises in the Philippines where traditional bank financing might be less accessible or less desirable.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the Lender (Shareholder) and Borrower (Company), including complete legal names and addresses
2. Background: Context of the loan agreement, including the shareholder's relationship with the company and purpose of the loan
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, currency, and intended use of funds
5. Interest: Interest rate, calculation method, and payment schedule
6. Drawdown: Conditions and procedure for disbursement of the loan
7. Repayment Terms: Schedule and method of repayment, including any early repayment provisions
8. Representations and Warranties: Standard company representations regarding its status, authority, and ability to enter into the agreement
9. Covenants: Ongoing obligations of the borrower during the loan term
10. Events of Default: Circumstances constituting default and consequences
11. Remedies: Rights and remedies available to the lender in case of default
12. Notices: Communication procedures between parties
13. Governing Law and Jurisdiction: Specification of Philippine law as governing law and jurisdiction for disputes
14. Miscellaneous: Standard boilerplate provisions including amendments, assignments, and severability
1. Security: Details of any security or collateral provided for the loan - include if the loan is secured
2. Subordination: Provisions regarding the ranking of the shareholder loan in relation to other company debt - include if there are other creditors
3. Conversion Rights: Terms for converting the loan into equity - include if conversion features are desired
4. Tax Provisions: Specific tax-related provisions including withholding tax - include if tax implications need special attention
5. Currency Provisions: Exchange rate provisions and currency risk allocation - include for loans in foreign currency
6. Board Approval: Specific reference to board approval requirements - include if required by company's articles
7. Shareholder Rights: Additional rights granted to the lender as shareholder - include if special rights are being granted
1. Repayment Schedule: Detailed schedule of repayment dates and amounts
2. Drawdown Notice Form: Template form for requesting loan disbursements
3. Conditions Precedent Documents: List of required documents to be provided before drawdown
4. Security Documents: If applicable, details of security arrangements and related documentation
5. Corporate Authorizations: Copies of relevant board resolutions and corporate approvals
6. Existing Indebtedness: Schedule of company's existing loans and financial obligations
Relevant legal definitions
Clauses
Relevant Industries
Technology
Manufacturing
Real Estate
Retail
Services
Construction
Agriculture
Energy
Transportation
Healthcare
Education
Telecommunications
Mining
Financial Services
Entertainment
Hospitality
Relevant Teams
Legal
Finance
Treasury
Corporate Secretariat
Tax
Compliance
Risk Management
Corporate Affairs
Board Secretariat
Investment
Relevant Roles
Chief Executive Officer
Chief Financial Officer
Finance Director
Corporate Treasurer
Legal Counsel
Corporate Secretary
Financial Controller
Board Director
Compliance Officer
Tax Manager
Finance Manager
Corporate Lawyer
Investment Manager
Risk Manager
Company Secretary
Managing Director
Find the exact document you need
Facility Agreement Loan
A Philippine law-governed agreement establishing terms and conditions for a loan facility, including financial terms, security arrangements, and regulatory compliance requirements.
Download
Facility Loan Agreement
A Philippine law-governed agreement establishing terms and conditions for a loan facility between lender and borrower, including facility amount, interest, repayment terms, and security arrangements.
Download
Loan Facilitation Agreement
A Philippine law-governed agreement establishing terms and conditions for loan facilitation services, ensuring regulatory compliance in financial intermediation.
Download
Royalty Financing Agreement
A Philippine law-governed agreement establishing royalty-based financing terms between a financier and recipient company, including payment terms and compliance requirements.
Download
Loan Participation Agreement
A Philippine law-governed agreement establishing terms for participation interests in a loan between a lead lender and participants, outlining rights, obligations, and operational framework under local banking regulations.
Download
Loan For Use Agreement
A Philippine law-governed agreement where one party grants free temporary use of property to another with the obligation to return it, structured according to Civil Code requirements.
Download
Loan Note Agreement
A Philippine law-governed agreement documenting loan terms, conditions, and obligations between a lender and borrower, including security arrangements and regulatory compliance requirements.
Download
Loan Guaranty Agreement
A Philippine law-governed agreement where a guarantor secures a borrower's loan obligations to a lender, establishing terms and conditions for guarantee enforcement.
Download
Loan Agreement Between Spouses
A Philippine law-compliant agreement establishing loan terms between married spouses, including financial obligations and spousal rights protection.
Download
Financial Agreement Between Two Parties
Philippine-compliant financial agreement template establishing terms and conditions for financial transactions between two parties under Philippine law.
Download
Car Loan Agreement Between Family
A Philippine-law governed agreement documenting car loan terms between family members, including payment schedules, vehicle details, and security arrangements.
Download
Car Finance Contract
A Philippine-law governed agreement establishing terms and conditions for vehicle financing, including loan terms, security arrangements, and regulatory compliance requirements.
Download
Auto Finance Contract
A Philippine law-governed agreement establishing terms and conditions for vehicle financing between a financial institution and borrower, compliant with local banking and consumer protection regulations.
Download
Rehabilitation Loan Agreement
A Philippine law-governed loan agreement specifically designed for companies under corporate rehabilitation, establishing terms for financing while ensuring compliance with rehabilitation proceedings.
Download
Standard Loan Agreement Between Friends
A legally compliant yet user-friendly loan agreement template for personal lending between individuals in the Philippines, governed by Philippine Civil Law.
Download
Loan Agreement Between Two Companies
A Philippine law-governed loan agreement between two companies, setting out terms for corporate borrowing and lending.
Download
Loan Commission Agreement
Philippine-law governed agreement establishing terms for loan referral commissions between financial institutions and agents, including regulatory compliance requirements.
Download
Guarantee Agreement For Loan
A Philippine law-governed agreement where a guarantor commits to fulfill a borrower's loan obligations in case of default.
Download
Forbearance Agreement Loan
A Philippine law-governed agreement that modifies existing loan terms to provide temporary payment relief to borrowers experiencing financial difficulties.
Download
Royalty Loan Agreement
A Philippine law-governed agreement establishing a loan repayable through royalty payments based on the borrower's revenue stream.
Download
Simple Interest Loan Agreement
A Philippine law-compliant loan agreement template for documenting simple interest loans, incorporating all necessary local regulatory requirements and protections.
Download
Lease To Own Agreement For Vehicle
A Philippine law-governed agreement establishing terms for vehicle lease payments leading to eventual ownership transfer upon completion of payment obligations.
Download
Loan Syndication Agreement
A Philippine law-governed agreement establishing a syndicated loan facility where multiple lenders collectively provide financing to a borrower under BSP regulations.
Download
Company Loan Agreement To Employee
A Philippine-law governed agreement template for companies extending loans to their employees, including salary deduction provisions and compliance with local regulations.
Download
Financial Contract Agreement
A Philippine law-compliant financial agreement template establishing terms for financial arrangements between parties, including mandatory local regulatory requirements and protections.
Download
Guarantor Agreement For Loan
A Philippine law-governed agreement where a guarantor secures a borrower's loan obligations to a lender, establishing the terms, scope, and enforcement of the guarantee.
Download
Revenue Based Financing Agreement
A Philippine law-governed agreement for revenue-based financing, where investors provide capital in exchange for a share of the company's future revenue streams.
Download
Informal Loan Agreement
A simplified yet legally-compliant loan agreement for personal or small business use under Philippine law.
Download
Loan Sharing Agreement
A Philippine law-governed agreement establishing terms for shared lending arrangements between multiple parties, including loan structure, sharing mechanisms, and regulatory compliance requirements.
Download
Bridge Loan Agreement
A Philippine law-governed agreement establishing terms for temporary financing through a bridge loan, typically used until permanent financing is secured.
Download
Shareholder Loan Agreement
A Philippine law-governed agreement establishing terms for a loan from a shareholder to their company, including loan terms, repayment conditions, and parties' rights and obligations.
Download
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)