The Bodily Injury Demand Letter is a crucial document in Philippine personal injury claims, serving as the initial formal communication between the injured party and the potentially liable party or their insurance provider. It is typically used following accidents, workplace injuries, or other incidents resulting in personal harm where compensation is sought. The letter must comply with Philippine civil law requirements, particularly the Civil Code provisions on damages and quasi-delicts, and should include detailed documentation of injuries, medical treatments, and financial losses. This document is often the first step in the settlement process and can help avoid costly litigation if properly prepared and negotiated. The format and content must adhere to Philippine legal standards while clearly presenting the claim's merits and desired compensation.
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1. Sender and Recipient Information: Complete contact details of both parties, including names, addresses, and any reference numbers
2. Date of Letter: Current date and any relevant reference dates
3. Subject Line: Clear identification of the matter as a bodily injury claim with relevant reference details
4. Incident Details: Detailed description of how, when, and where the injury occurred, including date, time, and location
5. Liability Statement: Clear explanation of why the recipient is legally responsible for the injuries
6. Injury Description: Detailed description of all injuries sustained, including immediate and ongoing effects
7. Medical Treatment: Summary of all medical treatment received and expected future treatment
8. Economic Damages: Detailed breakdown of all financial losses, including medical expenses and lost wages
9. Non-Economic Damages: Description of pain, suffering, and other non-monetary impacts
10. Demand Amount: Clear statement of the total compensation amount being demanded
11. Response Timeline: Specific deadline for response and proposed next steps
12. Closing: Professional closing with contact information and signature
1. Witness Information: Include when witnesses to the incident are available to support the claim
2. Police Report Reference: Include when a police report was filed for the incident
3. Insurance Policy Details: Include when dealing directly with an insurance company or when referencing specific policy coverage
4. Prior Communication Summary: Include when there have been previous negotiations or communications about the claim
5. Legal Authority Citations: Include when specific legal precedents or statutes strengthen the claim
6. Settlement Timeline: Include when there are specific time constraints or deadlines affecting settlement
7. Lien Information: Include when there are medical liens or other claims against the potential settlement
1. Medical Records: Copies of all relevant medical records, organized chronologically
2. Medical Bills: Copies of all medical bills and receipts
3. Wage Loss Documentation: Employment records, pay stubs, or employer statements proving lost wages
4. Photographs: Images of injuries, accident scene, or property damage
5. Incident Reports: Copies of police reports, workplace incident reports, or other official documentation
6. Expert Opinions: Any relevant medical expert statements or professional evaluations
7. Correspondence Log: Chronological list of all relevant prior communications
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