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1. Insurance Requirements: Used when specific insurance coverage is required as a condition of the credit facility

2. Trade Terms: Include when specific trading terms need to be incorporated into the credit agreement

3. Credit Insurance: Required when credit insurance is being used to manage risk

4. Financial Covenants: Include for larger facilities where ongoing financial performance metrics need to be maintained

5. Information Requirements: Used when regular financial or operational reporting is required

6. Cross-Default: Include when the agreement needs to be linked to other financial arrangements

7. Assignment and Novation: Required when transfer rights need to be specifically addressed

8. Priority and Subordination: Include when there are multiple credit providers or security interests

1. Credit Application Form: Standard form containing business and financial information for credit assessment

2. Pricing Schedule: Details of interest rates, fees, and charges applicable to the credit facility

3. Security Details: Specific details of any security provided, including asset listings or guarantees

4. Financial Information Requirements: List of required financial statements and reports

5. Personal Guarantee Form: Standard form for personal guarantees if required

6. Trading Terms: Detailed trading terms and conditions that apply to transactions under the credit facility

7. Key Contacts: List of key contacts for both parties including credit controllers and accounts personnel